America First Strives for Strength Through Adversity

Dear Members,

I think it’s safe to say 2020 will stand as a year none of us will soon forget. As I considered the events, challenges, and obstacles we faced over the past 12 months, the poem ‘Good Timber’ by Douglas Malloch came to mind:

The tree that never had to fight

For sun and sky and air and light,

But stood out in the open plain

And always got its share of rain,

Never became a forest king

But lived and died a scrubby thing.

The man who never had to toil

To gain and farm his patch of soil,

Who never had to win his share

Of sun and sky and light and air,

Never became a manly man

But lived and died as he began.

Good timber does not grow with ease:

The stronger wind, the stronger trees;

The further sky, the greater length;

The more the storm, the more the strength.

By sun and cold, by rain and snow,

In trees and men good timbers grow.

Where thickest lies the forest growth,

We find the patriarchs of both.

And they hold counsel with the stars

Whose broken branches show the scars

Of many winds and much of strife.

This is the common law of life.

Certainly, these difficult times brought us “many winds and much of strife.” However, in different ways, such experiences helped unify our communities and added a measure of compassion and understanding to the way we interact with one another. I’m grateful for the growth we achieved, the new things we discovered, the manner in which we learned to adapt, and the progress we are making.

I truly appreciate our outstanding volunteers and staff; we are fortunate to have such dedicated individuals who are committed to serving the membership, while exerting diligent efforts to keep each other and all who visit us safe.

My sincere thanks are offered to you, our members, for being patient and understanding as we continue navigating rough waters. I’m proud to say our credit union is stronger and smarter than ever. We are ready, willing, and able to meet your complete financial needs. The America First team strives to simplify a portion of your life and earning your valued loyalty. Our goal is working hard to develop & maintain a lasting relationship with you and those you love.


John B. Lund, President and Chief Executive Officer