Planning a Wedding Without Debt

Priceless weddings can oftentimes end up being, well, pretty pricey. However, it’s possible to create a memorable and beautiful wedding without going into debt. Here are some ways to make your big day special without breaking the bank.

Building a budget

Research the average price of everything you need and want at your wedding. Prioritize your list to determine which elements are most important, what costs less, and which things you can do without.

Vetting the venue

If you’re having a reception, it doesn’t have to be extravagant. Consider an inexpensive location, such as a church hall, the local rec center, a nice backyard, even your home. You can also have the ceremony and reception in one place. Or you can skip it altogether and plan a small dinner with family and close friends.

Considering the catering

Local restaurants are unique and usually more affordable than professional caterers. You can serve fewer courses or choose a different entrée. If children are attending, have dishes like macaroni & cheese or peanut butter sandwiches just be them. They’ll be happier with these options and they’re less expensive!

Finding the flowers

Flowers are usually one of the highest-priced wedding decorations. Instead, use candles or lanterns for your centerpieces or make flowers from fabric or crepe-paper. If you do go to a florist, stay local, choose something in season, and discuss your budget with them.

Inventing the invitations

Rather than hiring someone to design your invitations, look online for customizable designs at reasonable prices. Or create the invites yourself and have an assembly party with friends to stuff the envelopes. Remember, liners and vellum overlays look fancy, but aren’t necessary.

Deciding on the dresses

Check local classifieds to see if there are any used gowns you love. Or think about renting from a bridal shop. You can also look online to make alterations to a dress you have or design one from scratch. Choose a neutral color for the bridesmaids, so they can find something already in their closets.

Hatching the honeymoon

The honeymoon is all about spending quality time with your spouse, so it doesn’t have to be lavish. Try saving on airfare by staying at a nice hotel or resort within driving distance. Make sure you book as early as possible to get the best rates. Wherever you go, let people know it’s your honeymoon, as hotel employees will often go the extra mile to ensure a lovely stay.

America First also offers wedding savings accounts. This are convenient and easy options for your guests and they’ll help you gather resources for your future financial needs as newlyweds.