Feb 10, 2017
Valentine’s Day Single and on a Budget

Valentine’s Day Single and on a Budget

St. Valentine’s Day can be a divisive holiday. On one hand, there are couples who have already set up a wedding savings account and love Cupid, flowers, chocolates and romance. On the other hand, there are people who are single and on a budget -- who want to mark the occasion, but won’t be spending money on extravagant dates or giant teddy bears. If you’re in the latter group, here are a few ways to enjoy February 14 without breaking any hearts or the bank. For the Single Ladies To celebrate girl power and your love for all of your…
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Feb 03, 2017
Save Money with a Spending Freeze

Save Money with a Spending Freeze

Have you ever taken a break from spending money? If so, for how long? One or two days? Three? What if we told you that it's possible to not spend money for an entire week? Of course, everyone's financial situation is different, but if you're up for the challenge, here's how to complete your seven-day spending freeze. Prepare First, choose your starting date and mark it on your calendar. If you don't know what your weekly budget is, track your spending for a few weeks beforehand. This will give you an idea of how much you can save and it…
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Jan 27, 2017
How to Live on Only One Income

How to Live on Only One Income

Are you preparing to become a stay-at-home parent, dealing with a recent layoff or saving up for a big purchase? Even though it may sound impossible, you can live on only one income and make it work. Whether you're single or married, have children or not, these three simple ideas are essential: create a plan, spend less and save more. Before you think that sounds too easy, let's break down the specifics: Create a Plan Successful single-income families don't just happen -- they require a strategic evaluation. First, create a realistic budget to better manage your money and stick to…
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Jan 20, 2017
10 Tips for Talking Finances with Your Partner

10 Tips for Talking Finances with Your Partner

Almost everyone resolves to get in shape when a new year comes around, but your financial fitness is just as important. There's no better time for talking finances with your partner -- spouse, family member, boyfriend, girlfriend, or even your live-in canine therapist -- about it than now. So here are 10 tips to help your discussion: Set a Time It's easy to put off these conversations, so mark your calendar and make it a priority. You can also pair it with something fun, like a dinner date. Use our free ABC Deals program to get some cash back for…
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Feb 01, 2016
Managing Market Volatility

Managing Market Volatility

Conventional wisdom says that what goes up must come down. But even if you view market volatility as normal, it can be tough when your money is at stake. Although there’s no foolproof way to handle the swings, the following common-sense tips can help: Don’t put all of your eggs in one basket -- Diversifying your investment portfolio is essential, because asset classes often perform differently under varying conditions. Spreading them across stocks, bonds, and cash alternatives can help reduce your overall risk. Focus on the forest, not the trees -- Try not to become too concerned about day-to-day returns…
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Nov 01, 2015
Plan now for your Family’s Future Well-being

Plan now for your Family’s Future Well-being

Choose America First Financial Solutions to provide your family with: • Insurance • Investments • Retirement planning • Many other high-quality products & services Your membership puts the expertise of an investment representative, located at America First Credit Union Financial Solutions, at your service. Please call 1-800-999-3961 or send an email to affsolutions@cusonet.com for a no-cost, no-obligation appointment. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve…
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Oct 01, 2015
All About IRAs

All About IRAs

At America First, we provide a diverse range of vehicles that can help you ensure your resources are there for you during all of life’s important stages.We also provide Individual Retirement Account (IRA) investment accounts through CUSO Financial Services, L.P. (CFS).   IRAs are certainly one of the most powerful tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA.   Traditional IRAs: The only requirements for opening and contributing to a traditional IRA are having taxable compensation or earned income through employment, and you have to…
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Oct 01, 2015
Make the Most of your Equity

Make the Most of your Equity

When you think of home loans, think America First…first. Just take a look at our Fixed for Five Equity Line of Credit: • Rates as low as 3.74% APR* • No closing costs • Available funds when you need them • Fixed rate adjusts only once every five years • Perfect for recurring expenses Apply in minutes here or stop by a branch near you. *On approved credit, subject to change, terms & conditions. Equal Housing Lender.
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Sep 01, 2015

You’re Covered with America First

We have all your home loan needs under one roof. Apply at an America First location near you for the best in affordable: • Mortgages • Home Equity Loans • Home Equity Lines of Credit • Construction & Lot Loans Click here to learn more.
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Sep 01, 2015

Choose your Credit Union for Low-rate Auto Loans

Look to us -- first -- to save on your next vehicle purchase or refinance. We offer: • Loan rates as low as 2.99% APR • Flexible terms and payment options • The best in quality service • And more Apply today.
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