When the seasons change, many of us have a home maintenance checklist that’s important to work through before winter arrives. The same is true for your finances, so here are a few fall to-dos:
Insurance—These months usually present the opportunity to review your employer-sponsored benefits as open enrollment periods occur. Take a look at your health care, life & disability insurance, and related plans & see if your coverage levels need to be raised or lowered according to your changing life circumstances.
Health saving accounts—Review your contributions and determine if it’s a good time to start increasing your deposits. These accounts at America First are a smart way to manage the costs of care throughout the year, providing flexibility & convenient access.
The costs of financing—Gather your loan documents and compare the rates you are paying for your home, autos, RVs and credit cards, with what America First offers. You may find that you can save significantly by refinancing with your credit union.
Budgets—Many equate budgets with diets: refusing to eat what you want yet don’t necessarily need. But the process doesn’t need to be painful. Visit americafirst.com for a host of valuable, easy & and free online budgeting tools that will get your finances in shape well before the new year.
And be sure to stop by your local branch if you have any questions or would like to speak with a representative.
With quick & easy home equity loans from America First, you’ll have the resources ready to tackle that much-needed remodeling project.
Plus, you’ll benefit from:
- Low rates
- Flexible terms
- Interest-only & fixed-rate options
- Quick access when you need it
- Potential tax advantages
- And more
There are many in our community who go hungry every day or who don’t know where they will get their next meals.
Thankfully, your generosity always comes through to combat this unfortunate trend. Please join America First to ensure the Greater Good food drive is a successful fall tradition.
We’ll be accepting canned & non-perishable food items–as well as other necessities, such as toothbrushes, diapers and soap—at all locations through Saturday, October 21.
You’ll be entered* in a drawing for an Apple Watch for each contribution you offer, plus you’ll be making a difference in the lives of those who are less fortunate.
Please visit us here locate an office near you.
*Eligibility & conditions apply to the drawing. Must be 18 years of age to participate.
America First Financial Solutions can help you reach your money-management goals, including:
- Planning for your retirement
- Funding your family’s education
- Maximizing your IRA benefits
- And getting the most out of your investments
Schedule a no-cost consultation today.
With a quick & easy home equity loan from America First, you’ll have the resources ready to tackle that much-needed remodeling project.
- Fund additions & expansions
- Options with no closing costs
- Potential tax advantages
- Fixed terms and affordable payments
Plus, you’ll benefit from low rates, the best in quality member service, and more.
The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers.
When you make purchases via the Internet, you’ll need to take a few precautions:
- Type the merchant’s URL
Instead of just clicking on a link, it’s safer to enter the retailer’s site directly into your browser’s address bar.
- Use a dedicated email account
Consider creating an address dedicated specifically to online shopping. This can help reduce the risk of malicious messages disguised as sales promotions or other notifications.
- Manage & protect access
Using a password manager can help you to deal with multiple accounts. Most antivirus and Internet security software include these security features.
- Be careful with Wi-Fi
When you’re in a shopping mall, it can be useful to make a last-minute comparison with the best deals online. You can do this with your mobile device, rather than tapping in to vulnerable public Wi-Fi networks.
And for updates regarding how America First is continually working to help guard your resources, visit us here.
Creating a new product or service is exciting. And one of the primary reasons for this is that you’re eager to produce sales and get it on the market. So getting trademark protection certainly makes, but watch out for mailings & information that looks official but is really just a scam to get your money.
The U.S. Patent and Trademark Office and Federal Trade Commission are alerting consumers that there are companies pretending to be these government agencies or their partners—and they’re tricking people into paying them fees.
Such enterprises send patent & trademark holders solicitations that offer to do things like renew registrations, provide monitoring services, record marks with government agencies, or list them on a private registry. In almost all cases, what’s offered is overpriced, unnecessary, or outright fraud.
The names and emblems these imposters use on their forms help them seem like they’re connected with the U.S. government. Some have paid them hundreds or even thousands, mistakenly thinking they were responsible for legitimate registration & maintenance costs.
Read any notice about your patent or trademark carefully. Official mail comes from the United States Patent & Trademark Office in Alexandria, Virginia. If you get an authentic email, the domain will be @uspto.gov. And if you’ve experienced this or other scams, file a report here.
If you’re heading abroad, whether it’s for business or it’s finally time for that dream vacation, we provide foreign currency exchange services to help you make the most of your journey.
America First offers low fees, competitive rates, overnight delivery & more. Some details are:
- $5,000 per-transaction limit
- Purchases by cash or collected account funds only
- Two-day pickups requested (orders are returned after five days)
- $10 per transaction (buying or selling)
- Additional $10 for orders under $300 U.S.
- $15 for FedEx Priority Express (available by noon the next business day)
It’s available at select branches—click here to find one near you.
The RV you’ve always dreamed of owning can become a reality with a low-rate loan from America First.
- 12-year fixed terms
- 20-year balloon payments
- Flexible options, unmatched service & more
Choose your credit union for the freedom to finance your getaways.
It’s that time again: family vacations, day excursions, maybe even the trip you’ve been planning for years. And there’s no better way to pay for these opportunities than with your America First Visa® cards.
But before you leave, please inform us so we can safeguard your resources.
Call 1-800-999-3961 or log in to free online banking. Use the Other Services tab and look for the Visa traveling form in the bottom-left corner.
You can also visit this link for further information about protecting your finances.