News

Get in Good Shape Online

Not only is spring a time when folks decide to exercise more regularly, it also presents a great opportunity to get your cyber security self in top shape. And we have a quick & easy workout to help guard against these constant threats.

  • Create complicated social media passwords using numeral-letter combinations, as well as special characters, for each platform. Having just one is an open invitation to criminals.
  • Don’t make phrases short and personal, such as using your pet’s name, birthdays, etc. You might be surprised at how much a hacker can discover about you.
  • Remember to change passcodes routinely, at least once a year. If may take a little time, but avoiding identity theft is worth it.
  • Tighten security settings—companies often alter privacy options or add options without letting you know.
  • Visit us here to see how we’re working to safeguard your information and financial resources.

Choose TurboTax & Save

Get the best refund for less with TurboTax® and America First.

We’re offering exclusive member discounts on the web’s #1 filing software:

  • Easy to use
  • Double-checks your work
  • Searches for every deduction & credit

Go here for details.

Security Update: It’s Time to File—Beware of Scams

As the tax season shifts into high gear, criminals also step up their schemes to rob you. They will impersonate IRS employees, set up fake sites to steal your data and deploy many other tactics.

But there are ways to protect yourself:

  • Dismiss calls, emails and texts from people who claim to represent the IRS—the agency only communicates via mail on official letterhead. Hang up, delete, delete.
  • Don’t pay anyone who says he or she is from the government, needs a pre-paid debit card, and threatens to levy fines if you don’t comply.
  • Never reply to emails, texts, pop-ups or ads asking for your personal or financial information.
  • Don’t do your taxes over public Wi-Fi hotspots vulnerable to hacking.
  • Visit us here to learn more about safeguarding your resources.

It Pays to Stay Cautious When You’re Shopping Online

Many of us find online holiday shopping more convenient than slogging through traffic, looking for parking and dealing with crowds.

At the same time, you need to be on guard when you’re getting gifts electronically. Follow the tips below to keep the season financially safe:

  • Put antivirus software on your devices
  • Visit merchants that have secure sites
  • Read sales, return & privacy policies
  • Keep all receipts

You can find additional security updates here.

Volunteer Service Highlights America First Annual Meeting

According to America First Credit Union bylaws, three members will be elected to three-year terms on our Board of Directors at the Annual Meeting. It is scheduled for 7 p.m. on April 16, 2019 at the David S. Eccles Conference Center in Ogden, Utah.

Incumbent volunteers, who serve without compensation, are:

  • Barney B. Chapman
  • Kenlon W. Reeve
  • Michael W. Roden

Those interested in becoming directors must meet the following minimum standards:

  • Membership in good standing
  • Legal age (18 years or older)
  • Bondable
  • Free from any conflicts of interest
  • Available for all Board of Directors, Committee, and other designated meetings unless excused

Please submit letters of application to the America First Nominations Committee, P.O. Box 9199, Ogden, Utah 84409. This should include your statement of qualification (limited to 150 words) and must be received by 5 p.m. on January 7, 2019 at the above address.

Nominations by petition are also accepted and must include qualification statements, documents attested to by 500 fellow America First members, and a signed certificate from the nominee stating he or she is agreeable to the process and will serve if elected. Petitions must be received by 5 p.m., January 7, 2019 at P.O. Box 9199, Ogden, Utah 84409. Nominations are not accepted from the floor at the Annual Meeting.

Please direct any questions regarding the Board of Directors and election procedures to Sheryl Cox by calling 1-800-999-3961.

Donate to End Hunger

Even in communities as caring and close-knit as ours, too many people go hungry. That’s why the annual Greater Good food drive is so important to us.

Through October 20, we’ll be accepting canned & non-perishable groceries—along with other necessities like toothbrushes, diapers and soap—at all America First branches.

And, as a small way of expressing our appreciation, you’ll get one entry for each item you donate in our drawing for a free Apple Watch.

Please visit us here to find the credit union location nearest you.

*Eligibility & conditions apply to the drawing. Participants must be at least 18 years of age.

Your Partner in Achieving Lifelong Economic Stability

America First Financial Solutions, available through CUSO Financial Services, L.P. (CFS*), provides a variety of beneficial insurance and investment products that can help you achieve your personal financial objectives.

Whether these goals are saving for a home, providing resources for college, or planning a comfortable retirement, we can assist with:

  • 401k and TSP rollovers
  • Stocks & bonds
  • Mutual funds
  • Annuities
  • Life insurance & long-term care
  • Higher education planning

Please call 1-800-999-3961 for a no-cost, no-obligation appointment.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to members.

Security Update: Going Online Means Staying On Your Guard

Our world becomes increasingly digital every day and, as more personal & financial information goes online, strong cybersecurity is essential. Here are some ways to stay safe:

  • Strong passwords offer better protection than PINs. You should also create different, personalized phrases for each account.
  • Take advantage of two-step account authentication when it’s available.
  • Monitor transaction activity frequently with free online banking and immediately report any discrepancies.
  • Download our free Card Guard® mobile app to set controls for when, where, and how your Visa® credit & debit cards can be used.
  • Always lock your smartphone or tablet.
  • Don’t click on unfamiliar or suspicious links/attachments, especially if you didn’t request them.
  • Limit what you share on social media.

For details about protecting your resources, visit us here.

Staying Alert & Connected

Take financial control with immediate fraud alerts. You can check your phone for free, real-time texts that tell you when a transaction is suspicious. We’ll ask if the purchase was legitimate and you can simply reply with a yes or no answer.

It’s already set up and provided without a cost to all America First Visa® cardholders. Just look for the sender AFCU FRAUD or the short code 28799 to verify the message—it’s a safe & secure way to monitor your account.

And if you don’t want to receive alerts, just send STOP or CANCEL and we’ll take care of the rest.

These texts are easy, effective and a service we’re glad to provide, because protecting your hard-earned money is our first priority.

Security Update: Reduce the Risk of Identity Theft

No matter the season, cyber criminals are always busy attacking  consumers around the globe. According to experts, no one is immune to this phenomenon and, while we are all vulnerable, there are ways to minimize your risk:

  • Be overly careful about clicking on links and attachments you didn’t request and/or don’t recognize.
  • Limit the sensitive data stored on your devices.
  • Use free online & mobile banking for real-time transaction and account monitoring.
  • Don’t geotag photos on Facebook.
  • Restrict the personal information you post on any social media site.
  • Get free identity theft recovery services with Visa® credit cards from America First.

Please visit us here for updates regarding our efforts to safeguard your resources.