News

Enjoy Some Financial Relief & Lend a Helping Hand to the Less Fortunate

Everyone knows it’s better to give than receive. But as a member of America First, you can do both!

Skipping a loan payment* is only $25 & when you take advantage of this option during the holidays, we’ll contribute $5 to the America First Charitable Foundation that assists the less-fortunate.

Then you’ll be free to go shopping, get caught up on your bills—anything you see fit. Plus, you’ll be helping someone in need. To see if you qualify, log in to free online banking.

*Terms and conditions apply. Not all loans are eligible. Ineligible loans include long-term mortgages, lines of credit & Visa® credit accounts. The America First Credit Union Charitable Foundation is a Utah-based, non-profit corporation.

Your Partner in Financial Health

The America First Financial Solutions program, available through CUSO Financial Services, L.P. (CFS), provides a variety of insurance and investments that complement those offered by the credit union.

You can take advantage of advice and services to help achieve your personal financial objectives, whether these goals are saving for a home, providing resources for college, or planning a comfortable retirement.

We can assist you with:

  • 401k rollovers
  • Stocks & bonds
  • Mutual funds
  • Annuities
  • Life & long-term care insurance
  • Higher education planning

Your CFS representative at America First Financial Solutions is a registered, licensed and experienced professional who is dedicated to your financial health. Please call 1-800-999-3961 for a no-cost, no-obligation appointment or email your request to affsolutions@cusonet.com.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to members.

Save Some Cash & Do Some Good

Everyone knows it’s better to give than receive, but as a member of America First, you can do both!

Apply to skip a loan payment* for only $25 and, when you take advantage of this option during the holidays, we’ll contribute $5 to the America First Charitable Foundation, assisting the less-fortunate.

Then you’ll be free to go shopping, get caught up on your bills—anything you see fit. Plus, you’ll be helping someone in need. To see if you qualify, log in here, then click the Other Services tab.

*Terms and conditions apply. Not all loans are eligible. The America First Credit Union Charitable Foundation is a Utah-based, non-profit corporation organized for charitable purposes.

 

Assistance in Achieving Financial Health

America First Financial Solutions, provided through CUSO Financial Services, LP (CFS*), makes available a variety of products that complement those offered by the credit union.

Dedicated CFS advisors work with you to develop an economic roadmap that includes:

  • 401k and thrift savings rollovers
  • Life insurance & long-term care
  • Higher education planning
  • Retirement planning

Call 1-800-999-3961 for a no-cost, no-obligation appointment or send your request to affsolutions@cusonet.com.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to members.

 

Fall Maintenance for Your Finances

When the seasons change, many of us have a home maintenance checklist that’s important to work through before winter arrives. The same is true for your finances, so here are a few fall to-dos:

InsuranceThese months usually present the opportunity to review your employer-sponsored benefits as open enrollment periods occur. Take a look at your health care, life & disability insurance, and related plans & see if your coverage levels need to be raised or lowered according to your changing life circumstances. 

Health saving accountsReview your contributions and determine if it’s a good time to start increasing your deposits. These accounts at America First are a smart way to manage the costs of care throughout the year, providing flexibility & convenient access.

 The costs of financing—Gather your loan documents and compare the rates you are paying for your home, autos, RVs and credit cards, with what America First offers. You may find that you can save significantly by refinancing with your credit union.

BudgetsMany equate budgets with diets: refusing to eat what you want yet don’t necessarily need. But the process doesn’t need to be painful. Visit americafirst.com for a host of valuable, easy & and free online budgeting tools that will get your finances in shape well before the new year.

And be sure to stop by your local branch if you have any questions or would like to speak with a representative.

Make the Most of Your Resources

With quick & easy home equity loans from America First, you’ll have the resources ready to tackle that much-needed remodeling project.

Plus, you’ll benefit from:

  • Low rates
  • Flexible terms
  • Interest-only & fixed-rate options
  • Quick access when you need it
  • Potential tax advantages
  • And more

Apply today.

Enhance Your Community and Assist Our Less Fortunate Friends & Neighbors

There are many in our community who go hungry every day or who don’t know where they will get their next meals.

Thankfully, your generosity always comes through to combat this unfortunate trend. Please join America First to ensure the Greater Good food drive is a successful fall tradition.

We’ll be accepting canned & non-perishable food items–as well as other necessities, such as toothbrushes, diapers and soap—at all locations through Saturday, October 21.

You’ll be entered* in a drawing for an Apple Watch for each contribution you offer, plus you’ll be making a difference in the lives of those who are less fortunate.

Please visit us here locate an office near you.

*Eligibility & conditions apply to the drawing. Must be 18 years of age to participate.

Think of All You Can Do with America First Home Loans

With a quick & easy home equity loan from America First, you’ll have the resources ready to tackle that much-needed remodeling project.

  • Fund additions & expansions
  • Options with no closing costs
  • Potential tax advantages
  • Fixed terms and affordable payments

Plus, you’ll benefit from low rates, the best in quality member service, and more.

Apply today.

Security Update: Being On Guard When You Go Online

The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers.

When you make purchases via the Internet, you’ll need to take a few precautions:

  • Type the merchant’s URL
    Instead of just clicking on a link, it’s safer to enter the retailer’s site directly into your browser’s address bar.
  • Use a dedicated email account
    Consider creating an address dedicated specifically to online shopping. This can help reduce the risk of malicious messages disguised as sales promotions or other notifications.
  • Manage & protect access
    Using a password manager can help you to deal with multiple accounts. Most antivirus and Internet security software include these security features.
  • Be careful with Wi-Fi
    When you’re in a shopping mall, it can be useful to make a last-minute comparison with the best deals online. You can do this with your mobile device, rather than tapping in to vulnerable public Wi-Fi networks.

And for updates regarding how America First is continually working to help guard your resources, visit us here.