Jan 01, 2019

Renewal Brings Opportunity for Beneficial Change

By John B. Lund, President and CEO It’s hard for me to believe another year has come and gone, yet I always appreciate this annual opportunity to pause and reflect on treasured memories & accomplishments. Additionally, it’s a time to re-focus our efforts toward achieving the goals being set for the months ahead. Reader’s Digest traditionally compiles its 15 most popular New Year’s resolutions. Here is the 2019 list: Get into shape Lose weight Enjoy life to the fullest Spend less, save more Dedicate additional time to family, friends Become better organized Learn something new Travel Break a smartphone addiction…

Dec 28, 2018

Taking Inventory of Your Finances

At the end of the year, most businesses will take inventories in order to gather data, measure success, and learn from shortcomings. For many of the same reasons, conducting a personal inventory of your finances around this time is also a good idea. Here are some tips on how to do it right. Gather materials It's impossible to make accurate evaluations without having the complete story. Most of the information you need can be found on statements provided by your financial institution. Online statements allow you to quickly and easily find account summaries, loan information and tax documents for this…

Dec 27, 2018

The benefits of savings accounts for children

Nicole Cypers from America First Credit Union joined us to follow up on their 24th annual 'Warm the Soles' program. More than 1,800 pairs of gift-wrapped shoes were delivered to children in need throughout the month of December. The program was funded by America First member donations and their 'Skip a Payment' program. America First Credit Union aims to help children not only through programs like 'Warm the Soles' but through promotions that benefit them as well. For only a few more days, when you open a new youth account for minors (17 and under), America First Credit Union will match up to $25 of the…

Dec 21, 2018

Have Yourself a Frugal Little Christmas

After all the shopping and party prepping are done, your holiday budget may feel two sizes too small. If you want to boost your Christmas spirit, but don't feel like spending large sums of money, here are some inexpensive activities you can do with your family, on a date, or on your own this season. Decoration expedition Enjoying elaborate exterior decorations doesn't have to cost a lot—go on a drive and appreciate your neighbors' work. There are websites, apps & maps that identify impressive holiday displays, or you can explore and find them yourself. Many cities have lights in public…

Dec 19, 2018

America First Credit Union Gifts More Than 1,800 Pairs of Shoes to Underprivileged Students Throughout Utah and Nevada

Riverdale, Utah – (Dec. 19, 2018) – As part of its annual Warm the Soles of Kids initiative (Warm the Soles), America First Credit Union distributed more than 1,800 pairs of gift-wrapped shoes to children in need throughout the month of December. This year, 24 schools and agencies spanning across Utah and Southern Nevada took part in the project. America First employees visited several schools in December including Midvale Elementary, Dixie Sun Elementary, Lakeview Elementary, Hurricane Elementary, Red Rock Elementary, Gibson Middle School and Hill Air Force Base to hand out shoes and host a festive holiday celebration. Celebrating its 24th…

Dec 14, 2018

Card Guard: Powerful Protection for your Transactions

Your financial information can be stolen at any time of the year, but people are particularly vulnerable during the holidays, just because everyone's spending more. But when you have Card Guard® from America First, you control when, where & how your Visas are used—giving you the best possible protection. Our revolutionary security app is free and available for Apple and Android devices. Download it, then log in to your account and pick the credit, debit and ATM cards you want to manage. Customizable Control If you misplace a credit card, for example, you can flip a switch and it will…

Dec 07, 2018

(Safely) Dashing Through the Snow

As soon as snow starts to fall, it seems people suddenly forget how to drive in a reasonable manner. So, we have pointers for avoiding costly accidents in the winter. Proper Preparation Check the weather and your route before a trip. Give yourself plenty of time so you can drive slowly and arrive safely. Tell others an estimated time of arrival. That way, if you do get stuck, people will know where to look. Make sure your tires are properly inflated and that they have sufficient tread to handle icy roads. Cold weather can reduce pressure and increase the risk…

Dec 03, 2018

Reflections of the Season

By John B. Lund, President & CEO As I write this message, I have very mixed and deep emotions. I always look forward to the holidays and the excitement, splendor, beauty, and feelings of good will they bring. At the same time, I realize there are individuals and families under tremendous stress, who are facing hardships, or who have broken hearts and cause to mourn. The holidays can bring significant peace and comfort during these times, yet in some cases, the season may seem to magnify the difficulties they are going through. I’ve also been thinking about the recent observation…

Dec 03, 2018

It Pays to Stay Cautious When You’re Shopping Online

Many of us find online holiday shopping more convenient than slogging through traffic, looking for parking and dealing with crowds. At the same time, you need to be on guard when you’re getting gifts electronically. Follow the tips below to keep the season financially safe: Put antivirus software on your devices Visit merchants that have secure sites Read sales, return & privacy policies Keep all receipts You can find additional security updates here.

Dec 03, 2018

Volunteer Service Highlights America First Annual Meeting

According to America First Credit Union bylaws, three members will be elected to three-year terms on our Board of Directors at the Annual Meeting. It is scheduled for 7 p.m. on April 16, 2019 at the David S. Eccles Conference Center in Ogden, Utah. Incumbent volunteers, who serve without compensation, are: Barney B. Chapman Kenlon W. Reeve Michael W. Roden Those interested in becoming directors must meet the following minimum standards: Membership in good standing Legal age (18 years or older) Bondable Free from any conflicts of interest Available for all Board of Directors, Committee, and other designated meetings unless…