Oct 12, 2018

Should I Refinance My Mortgage?

You can refinance just about any loan, but doing so with a mortgage requires careful consideration. After all, paying off your existing home loan and replacing it could save you thousands. On the other hand, it could lead to foreclosure. Here are some reasons why people make this choice, along their related pros and cons. Lower rates & better terms The most common thinking behind refinancing is to get lower interest rates. However, if it's only a marginal decrease, it's likely not worth the switch. There are several expenses that go along with the process, including appraisals, processing, and application…

Oct 05, 2018

Birthday Parties That Won’t Break the Bank

Checking Pinterest & Instagram is a great way to find fun ideas for kids' birthday parties, but it's easy to be overwhelmed when you see how much other people are spending. There's no need to take out a loan for your next bash, however. Here are ten tips on how to save while celebrating. Themes - Decide with your child what kind of party is ideal. Picking a theme helps keep you focused on what you need to buy. Find inexpensive treats, decorations, games and party favors that fit. A little creativity can go a long way and make the…

Oct 01, 2018

Donate to End Hunger

Even in communities as caring and close-knit as ours, too many people go hungry. That’s why the annual Greater Good food drive is so important to us. Through October 20, we’ll be accepting canned & non-perishable groceries—along with other necessities like toothbrushes, diapers and soap—at all America First branches. And, as a small way of expressing our appreciation, you’ll get one entry for each item you donate in our drawing for a free Apple Watch. Please visit us here to find the credit union location nearest you. *Eligibility & conditions apply to the drawing. Participants must be at least 18…

Oct 01, 2018

Security Update: Going Online Means Staying On Your Guard

Our world becomes increasingly digital every day and, as more personal & financial information goes online, strong cybersecurity is essential. Here are some ways to stay safe: Strong passwords offer better protection than PINs. You should also create different, personalized phrases for each account. Take advantage of two-step account authentication when it’s available. Monitor transaction activity frequently with free online banking and immediately report any discrepancies. Download our free Card Guard® mobile app to set controls for when, where, and how your Visa® credit & debit cards can be used. Always lock your smartphone or tablet. Don’t click on unfamiliar…

Oct 01, 2018

The Power of Pulling Together

By John B. Lund, President and Chief Executive Officer I recently read an interesting article about the power and majesty of draft horses, which also provided me with a valuable learning example. While the Clydesdales may be the most familiar to many, given their presence in holiday advertising, there are actually several different breeds of draft horses. Weighing up to a ton, these magnificent, muscular animals can pull and move tremendous loads. A single draft horse can haul up to 8,000 pounds. Such strength is difficult to imagine, but the lesson is more effective when I discovered what two horses…

Sep 28, 2018

Comparing Savings & Checking

When it comes to banking, the two most common accounts are checking & savings. Some think they're interchangeable, but understanding the differences can help you earn more and ensure funds are available when you need them most. Regarding Spending Savings is the basic building block for financial well-being. As the name suggests, it's a safe place to store your money for a rainy day. Most credit unions, including America First, require a savings account for membership. Because these are funds that should be set aside for later, accessing the account isn't as easy as swiping a card at a gas…

Sep 25, 2018

“Give Back” Winners For September 2018

America First Credit Union continues to honor the community for their marvelous deeds including their Community Food Drive on October 20 at all their locations in Nevada. This month, meet our "Give Back" winners, Ryan and Jodee Prouse from Buff Bomb Bar. For more information on AFCU, visit AmericaFirst.com Source

Sep 24, 2018

America First Launches 14th Annual Community Food Drive to Serve Those in Need

For Immediate Release: America First Launches 14th Annual Community Food Drive to Serve Those in Need Items will be donated to Utah Food Bank, Three Square Las Vegas and other local food pantries in the community Riverdale, Utah – (Sept. 21, 2018) – With a profound commitment to helping the underprivileged in the communities it services, America First Credit Union kicks off the season of giving with the launch of its 14th Annual Community Food Drive this Monday, Sept. 17, which runs through Saturday, Oct. 20. All branch locations throughout Utah and Southern Nevada will accept donations of non-perishable food items…

Sep 21, 2018

Properly Winterizing Your Watercraft

For boat owners, one of the year's saddest days is their last on the water. Proper winterizing, however, can prevent further gloom when the season finally rolls around again. Many watercrafts suffer unnecessary and costly winter damage due to neglectful storage. We can help you protect your nautical investment and save you money with the advice below. Inspect the exterior Once your boat is on land, scrub the hull with soap & water, then scrape off any barnacles or plant life. Keep an eye out for any stress cracks or blisters in the body and repair them. If your hull…

Sep 14, 2018

America First welcomes two new managers to two Utah branches

For Immediate Release: America First welcomes two new managers to two Utah branches Merissa Van Miltenburg and Akina Bosley named Service Center Managers for Layton Fairfield branch and Jeremy Ranch branch, respectively RIVERDALE, Utah – (Friday, Sept. 14, 2018) – America First Credit Union would like to congratulate Merissa Van Miltenburg and Akina Bosley on being selected as new service center managers for Layton Fairfield and Jeremy Ranch branches, respectively. Van Miltenburg started her career at America First Credit Union in February of 2012 as a teller at the Ogden Main branch. While at that branch, she worked as a…