Sep 01, 2017
How to Improve Your Credit Score

How to Improve Your Credit Score

A good credit score is your passport to approvals. Lenders will look at that number to determine how risky it is to provide you with financing. Scores can determine your rate, term, or even if you get the funds at all. If yours is lower than you'd like, you should know that there is no quick fix. In fact, the so-called simple tricks you’ll find online will most likely backfire. Responsibly rebuilding your credit score takes time and effort, but if you want to improve it, here are some tips. Know Your Number Your score is a three-digit number that…
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Sep 01, 2017

Believe

By John B. Lund, President & Chief Executive Officer It’s September. The kids are back in classes, days are getting a bit shorter, and the harvest is on. We’re entering a wonderful time of year and I hope you’re enjoying it. Each year, our management team establishes an internal theme we use as a principle focus and rallying cry for leadership and training meetings. Throughout 2017, our spotlight has been on Believe. This is a powerful concept, because we are guided and shaped by our beliefs, forming the foundation for the way we think, what we do, and how we live.…
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Sep 01, 2017

We’re Here to Help You Develop Complete Economic Health

America First Financial Solutions can help you reach your money-management goals, including: Planning for your retirement Funding your family’s education Maximizing your IRA benefits And getting the most out of your investments Schedule a no-cost consultation today.  
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Sep 01, 2017

Think of All You Can Do with America First Home Loans

With a quick & easy home equity loan from America First, you’ll have the resources ready to tackle that much-needed remodeling project. Fund additions & expansions Options with no closing costs Potential tax advantages Fixed terms and affordable payments Plus, you’ll benefit from low rates, the best in quality member service, and more. Apply today.
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Sep 01, 2017

Security Update: Being On Guard When You Go Online

The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers. When you make purchases via the Internet, you’ll need to take a few precautions: Type the merchant’s URL Instead of just clicking on a link, it’s safer to enter the retailer’s site directly into your browser's address bar. Use a dedicated email account Consider creating an address dedicated specifically to online shopping. This can help reduce the risk of malicious messages disguised as sales promotions or other notifications. Manage & protect access Using a password manager can help you to deal with multiple accounts. Most antivirus…
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Aug 25, 2017
The Benefits of Beneficiaries

The Benefits of Beneficiaries

As much as we don't want to think about dying, it's important to plan for it and have your financial affairs in order. Naming beneficiaries for all of your accounts and keeping that information up-to-date is vital to avoid disputes among those you've left behind. Keep it Current The joint owner has equal ownership with the primary owner, so if one of them passes away, the funds default to the other. If your account has a single owner, you can still elect who receives your America First resources by submitting this payable-on-death beneficiary form to any branch. There are many…
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Aug 22, 2017

America First Credit Union, Utah’s largest credit union, opens newly-remodeled Ogden Harrison branch

For Immediate Release: America First Credit Union, Utah’s largest credit union, opens newly-remodeled Ogden Harrison branch Riverdale, UTAH (Aug. 22, 2017) – Utah’s largest credit union, America First Credit Union, opened the doors to the newly-remodeled Ogden Harrison location today at 4768 Harrison Blvd, Ogden, Utah 84403. The location is one of 123 locations serving Utah, Nevada, Idaho and Arizona. The grand opening, beginning Monday, Aug. 21 through Saturday, Aug. 26, will be marked with celebratory events throughout the week, including daily drawings for a $100 visa gift card and a grand prize drawing for an Apple watch. Updates to…
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Aug 22, 2017

4 tools to protect yourself from fraud

The back-to-school season is here and while parents have been frantically planning to complete the shopping for new clothes and supplies, America First Credit Union is focusing on a special offer for university students. Here today is Nicole Cypers, PR and community manager, to share more. America First Credit Union is holding orientation events at USU, WSU, UVU, DSU and SUU. Plus, your college student can get a pair of university-branded socks when they open a savings and checking account (with a free debit card) and download the America First mobile app. Offer valid until September 30 for U of U and BYU…
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Aug 22, 2017

Financial Help for First-Time College Students

Managing finances for a first-time college student can be a tricky task. Nicole Cypers with America First Credit Union shares how they can make finances easier. For more information, visit www.americafirst.com. Source
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Aug 18, 2017
HSA: Saving You Money on Healthcare

HSA: Saving You Money on Healthcare

Health savings accounts (HSAs) are dividend-earning accounts specifically designated to pay the costs of managing your healthcare. If you're generally healthy and don't need to visit the doctor very often, an HSA is a great way to limit your upfront expenses and save some money in the long run. HSA vs. PPO Many people have preferred provider organization (PPO) coverage because that's the most traditional way. With a PPO, you are billed larger premiums by an insurance company whether you use the program or not. Health savings accounts are relatively new and this unfamiliarity makes some people hesitant about them.…
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