Jun 02, 2017
The Difference Between Credit and Debit Cards

The Difference Between Credit and Debit Cards

The cards in your wallet may look the same, but there actually are some major differences between credit and debit cards. Understanding the difference between these two payment methods can help you avoid financial issues and even earn some extra money in the process. Application A debit card or check card is, essentially, a digital checkbook. It is tied directly to your financial account. When you make a purchase, it is subtracted from the amount you have. Most banks and credit unions will give you a debit card to access the funds in your checking or savings account. You can…
Read More
Jun 01, 2017

Home Equity Loans are Quick and Easy at America First

Get the money you need to take your dream vacation, complete a remodeling project, pay for surprise expenses, or accomplish anything else you want. With home equity term loans, you’ll benefit from: Fixed rates & payments Interest that may be tax-deductible Flexible financing options Or choose our lines of credit: Perfect for spur-of-the-moment experiences Quick access to money when you need it Only pay on the funds you use Apply here.
Read More
Jun 01, 2017
Security Update: Don’t Let your Virtual Guard Down this Summer

Security Update: Don’t Let your Virtual Guard Down this Summer

Although many of us are more carefree and active during the summer season, we’re still constantly online. And every Internet connection your make—whether you’re shopping for some camping gear or using social media to connect with friends on the weekend, you’re vulnerable to cyberattacks. Follow these tips to help avoid problems:  Create smart, strong passwords. Incorporate capital letters, numbers & symbols in your phrase that should be more than six characters long, such as: Go1dM!n3. Email wisely. Be careful about what you provide in these messages. Never send your credit card information, Social Security number, or other private data via email.…
Read More
Jun 01, 2017
Cherish Great People, Great Times and Great Memories

Cherish Great People, Great Times and Great Memories

By John B. Lund, President & Chief Executive Officer It’s hard to believe 2017 is nearly halfway over. The year has brought some wonderful occurrences and I have much for which I am grateful. I also experienced significant sadness and heartache. Both my brother and my youngest sister passed away unexpectedly within a month of each other. During Memorial Day weekend, I visited their graves and those of other loved ones. While doing so, I paused with appreciation to think of the good times, lessons learned, and recollections that will last forever. Our extended family has vacationed on a houseboat at…
Read More