Cash bonus visa

Bring us your Balances, Save Big & Get a Cash-Back Bonus

For a limited time, when you transfer balances from other institutions to your America First Visa® credit account, we’ll pay* you 3% of the amount you move!

That’s right, instead of facing a balance-transfer fee, we’ll deposit money in your account.

Plus, you’ll benefit from:

  • Low rates
  • No annual fees
  • Free Card Guard® mobile security
  • Free identity theft recovery
  • Much more

Apply today.

*Total cash return cannot exceed $300. Eligibility, terms & conditions apply. Offer valid through March 31, 2017. Incentive will be paid to member’s share savings account within three (3) calendar week of balance transfer. Not available on business accounts or balances transferred from existing America First loans. Cannot be combined with any other offers. Federally insured by NCUA/Equal Opportunity Lender.

Picture of a ballot

Absentee Ballot Information

The America First Credit Union annual meeting will be held on April 18, 2017 at 7 p.m. in the David S. Eccles Conference Center, Ogden, Utah.

If you cannot attend, you may request an absentee ballot for the Board of Directors election:

·By mail- America First Credit Union, P.O. Box 9199, Ogden, Utah 84409, Attention: Election Committee

·In person- America First Operations Center, 1344 West 4675 South, Riverdale, Utah 84405

Each requires the member’s name, account number & address. All requests must be received by 5 p.m. on February 1, 2017 at either of the above addresses.

Absentee ballots will be mailed in March. Candidates’ names and residences will be featured in an America First publication issued prior to the meeting. Copies of candidates’ qualifications will be available at our branches in April.

Completed ballots must be delivered to America First by 5 p.m. on April 10, 2017. Members receiving them cannot vote at the meeting. To follow is the request form: afcu_digital-ballot

Board election

Board Election Highlights Annual Meeting

In accordance with credit union bylaws, three America First members will be elected to the Board of Directors at the annual meeting on April 18, 2017 at the David S. Eccles Conference Center in Ogden, Utah. These non-paying positions are voluntary.

Incumbent directors serving three-year terms are:

  • Linda Carver
  • Edwin G. Cline
  • James G. Wendler

Those interested in applying must meet the following minimum standards:

  • Membership in good standing
  • Legal age (18 years or older)
  • Bondable
  • Free from any conflicts of interest
  • Available for all Board of Directors, Committee, and other designated meetings unless excused

Please submit a letter of application to the America First Nominations Committee, P.O. Box 9199, Ogden, Utah 84409. This should include your statement of qualification (limited to 150 words).

The application deadline is 5 p.m. on January 11, 2017 at the above address. You will be interviewed between January 12 and January 27 of next year if you meet the criteria.

Nominations for Board seats by petition are also accepted. Those applying this way must submit a qualification statement (the word limit is 150) and a petition signed by 500 fellow credit union members. Such applications must be accompanied by a signed certificate from the nominee stating he or she is agreeable to the process and will serve if elected. Applications for nomination by petition must be received by 5 p.m., January 11, 2017 at the address listed previously.

Each applying member receives a copy of the election instructions. Elections will be conducted by ballot at the meeting and nominations are not accepted from the floor.

Please direct any questions regarding the duties and responsibilities of the Board of Directors or election procedures to Sheryl Cox by calling 1-800-999-3961.

Food in a box

Donate to End Hunger

There are many of our family, friends & neighbors who go without adequate food every week and those who don’t know where they will get their next meals.

Thankfully, your generosity has always worked in opposition to this trend and we’re again asking you to ensure the Greater Good food drive is a lasting and successful tradition.

We’ll be accepting canned & non-perishable items — as well as other necessities, such as toothbrushes, diapers, soap and toilet paper — at our branches through Saturday, October 22.

You’ll be entered into a drawing for an Apple Watch for each contribution. And you’ll be making a difference in the lives of the less fortunate & the communities we share.

Click here to locate an office near you. Then stop by and donate. We appreciate your support.

*Drawing eligibility & conditions apply. Must be 18 years old to participate.

Individual on a computer

America First Credit Union Presented “Best Credit Union Website” in 2016 WebAward Competition

Riverdale, Utah – (Sept. 27, 2016) – America First Credit Union, a not-for-profit, member-owned financial institution servicing Utah and Nevada and the 12th largest credit union in the U.S. in terms of assets, took home the coveted “Best Credit Union Website” award from the 2016 Web Marketing Association’s WebAward competition.

Each year, the Web Marketing Association’s WebAward Competition names the Best Credit Union website. Best websites are selected by judging the entered websites using seven criteria: design, ease of use, copywriting, interactivity, use of technology, innovation and content. Now in its 19th year, the WebAwards are recognized as the premier industry based Website Award program in the world.

“It’s an honor for America First to receive this esteemed accolade from the Web Marketing Association,” said Rich Syme, executive vice president of electronic services and product management at America First Credit Union. “We provide our members the absolute best in products and services and our web presence reflects that. We’re proud to have taken the top honor in this category.”

The Web Marketing Association was founded in 1997 to help set a high standard for Internet marketing and development of the best websites on the World Wide Web. Staffed by volunteers, this organization is made up of Internet marketing, online advertising, PR and top web site design professionals who share an interest in improving the quality of online advertising, internet marketing and website promotion.

For additional information, visit, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest.

Open for Your Business

Whatever goals your business has, America First is here to help you reach them.

• Small business loans

• Commercial loans

• Business accounts & services

Choose us and your door to success will always be open.

Learn more here.

Protecting your Resources Online

In today’s 24/7 online culture, it’s essential to stay alert and protect yourself against fraud. Here are some tips that can help:

• Review your credit report at least once a year from each of the three national reporting agencies. These are available to you without a cost

• Monitor your account activity as often as possible, easily and conveniently, with free online & mobile banking.

• Take advantage of our Card Guard® mobile security app that puts you in control of your America First Visa® — you decide when, where, and how it’s used.

• Beware of unfamiliar attachments & links. If you’re not sure of the source, don’t click.

• Add a firewall to your devices. These prevent unauthorized users from gaining access.

• Properly dispose of your documents & statements containing personal and financial information. America First hosts free events at which you can bring materials to one of our branches and we will shred them for you. Check out a schedule here.

Remember, it’s always wise to take every available precaution when you’re navigating the Internet for personal, social, and business reasons. And be sure to use this link for updates regarding how we are constantly working to safeguard your resources.

Don’t Wait until Next Year!

The RV you’ve always dreamed of owning can become a reality with an affordable loan from America First.

We offer:

· Rates as low* as 3.50% variable APR
· Flexible terms
· The best in member service

Apply today.

*Annual percentage rate, on approved credit, subject to change.

Make the Exchange before your International Trip

If you’re traveling abroad, America First offers foreign currency exchange services to help you make the most of your journey.

We offer low fees, competitive rates, overnight delivery & more. Here are the details:

· $5,000 per-transaction limit
· Purchases by cash or collected account funds only
· Two-day pickups requested (orders are returned after five days)
· $10 per transaction (buying or selling)
· Additional $10 for orders under $300 U.S.
· $15 for FedEx Priority overnight express (available by noon the next business day)

This option is available at select branches — click here to find one near you.