Security Update: Take Steps to Guard Against Identity Theft

  • Check yourself

Keep tabs on your credit rating at least once a month. With online banking from America First, you have immediate access to your FICO® Score at no cost. Just take advantage of our checking accounts or low-rate loans.

  • Shred to safety

Documents with sensitive & financial data need to be disposed of properly—shredding them is the best way to prevent criminal dumpster diving. We offer free events at which you can shred all your information. Here is a schedule.

  • Trust, verify

Whether you’re applying for a new Visa® credit card or you’re using a service that requires your date of birth, make sure you’re doing business with a company that’s legitimate. When you’re online, look for secure sites denoted by the https that precedes the web address.

  • Show strength

This can’t be overemphasized—strong passwords are a best defense practice. Use a mix of numbers & characters, never leave them short, and don’t include personal details such as your pet’s name, birthdays, etc. And remember to change your passwords routinely, at least once a year.

  • Share with care

Resist responding to any requests—especially those from unknown entities & organizations that come over the phone or via the Internet—for personal information that might be used for illegal purposes.

  • Stay informed

Click here to see how we’re working to safeguard your resources.

Get Serious about Saving at our Annual Spring Hertz Sales Event

Are you thinking about a new ride?

There is no better time to get yourself one than at the annual spring America First & Hertz Car Sales on-site event, May 12 & 13.

It’s been part of our history for over 20 years and it’s a great opportunity to take advantage of exclusive member discounts and low pricing.

Plus, you’ll benefit from America First financing that will deliver:

  • Rates as low as 1.99% APR*
  • A $500 Visa® gift card from Hertz with every purchase
  • No payments for 90 days
  • Fast financing
  • Flexible terms

Join us on May 12 from 10 a.m. to 8 p.m. and on Saturday, May 13, from 10 a.m. to 6 p.m. at the America First Operations Center: 1344 West 4675 South in Riverdale.

*Annual percentage rate, on approved credit, subject to change, terms & conditions. Equal Opportunity Lender.


Security Update: Protecting your Resources is our First Priority

At America First Credit Union, protecting the membership’s finances & information is our highest priority. We offer the best in free security features, including:

  • High-grade network traffic encryption
  • Chip-enabled EMV Visa® cards
  • Two-factor authentication
  • Advanced fraud detection systems
  • Card Guard® mobile app
  • Identity theft recovery services with our credit cards
  • And more

Another essential tool we provide is education. Below are some are beneficial sites where you can learn about the latest frauds, scams, and what to do if you ever become a victim. Review these regularly to guard against cyberattacks that affect millions every year:

And be sure to visit us here for news & updates about how we’re working to safeguard your resources.

Cash bonus visa

Bring us your Balances, Save Big & Get a Cash-Back Bonus

For a limited time, when you transfer balances from other institutions to your America First Visa® credit account, we’ll pay* you 3% of the amount you move!

That’s right, instead of facing a balance-transfer fee, we’ll deposit money in your account.

Plus, you’ll benefit from:

  • Low rates
  • No annual fees
  • Free Card Guard® mobile security
  • Free identity theft recovery
  • Much more

Apply today.

*Total cash return cannot exceed $300. Eligibility, terms & conditions apply. Offer valid through March 31, 2017. Incentive will be paid to member’s share savings account within three (3) calendar week of balance transfer. Not available on business accounts or balances transferred from existing America First loans. Cannot be combined with any other offers. Federally insured by NCUA/Equal Opportunity Lender.

Picture of a ballot

Absentee Ballot Information

The America First Credit Union annual meeting will be held on April 18, 2017 at 7 p.m. in the David S. Eccles Conference Center, Ogden, Utah.

If you cannot attend, you may request an absentee ballot for the Board of Directors election:

·By mail- America First Credit Union, P.O. Box 9199, Ogden, Utah 84409, Attention: Election Committee

·In person- America First Operations Center, 1344 West 4675 South, Riverdale, Utah 84405

Each requires the member’s name, account number & address. All requests must be received by 5 p.m. on February 1, 2017 at either of the above addresses.

Absentee ballots will be mailed in March. Candidates’ names and residences will be featured in an America First publication issued prior to the meeting. Copies of candidates’ qualifications will be available at our branches in April.

Completed ballots must be delivered to America First by 5 p.m. on April 10, 2017. Members receiving them cannot vote at the meeting. To follow is the request form: afcu_digital-ballot

Board election

Board Election Highlights Annual Meeting

In accordance with credit union bylaws, three America First members will be elected to the Board of Directors at the annual meeting on April 18, 2017 at the David S. Eccles Conference Center in Ogden, Utah. These non-paying positions are voluntary.

Incumbent directors serving three-year terms are:

  • Linda Carver
  • Edwin G. Cline
  • James G. Wendler

Those interested in applying must meet the following minimum standards:

  • Membership in good standing
  • Legal age (18 years or older)
  • Bondable
  • Free from any conflicts of interest
  • Available for all Board of Directors, Committee, and other designated meetings unless excused

Please submit a letter of application to the America First Nominations Committee, P.O. Box 9199, Ogden, Utah 84409. This should include your statement of qualification (limited to 150 words).

The application deadline is 5 p.m. on January 11, 2017 at the above address. You will be interviewed between January 12 and January 27 of next year if you meet the criteria.

Nominations for Board seats by petition are also accepted. Those applying this way must submit a qualification statement (the word limit is 150) and a petition signed by 500 fellow credit union members. Such applications must be accompanied by a signed certificate from the nominee stating he or she is agreeable to the process and will serve if elected. Applications for nomination by petition must be received by 5 p.m., January 11, 2017 at the address listed previously.

Each applying member receives a copy of the election instructions. Elections will be conducted by ballot at the meeting and nominations are not accepted from the floor.

Please direct any questions regarding the duties and responsibilities of the Board of Directors or election procedures to Sheryl Cox by calling 1-800-999-3961.

Food in a box

Donate to End Hunger

There are many of our family, friends & neighbors who go without adequate food every week and those who don’t know where they will get their next meals.

Thankfully, your generosity has always worked in opposition to this trend and we’re again asking you to ensure the Greater Good food drive is a lasting and successful tradition.

We’ll be accepting canned & non-perishable items — as well as other necessities, such as toothbrushes, diapers, soap and toilet paper — at our branches through Saturday, October 22.

You’ll be entered into a drawing for an Apple Watch for each contribution. And you’ll be making a difference in the lives of the less fortunate & the communities we share.

Click here to locate an office near you. Then stop by and donate. We appreciate your support.

*Drawing eligibility & conditions apply. Must be 18 years old to participate.

Individual on a computer

America First Credit Union Presented “Best Credit Union Website” in 2016 WebAward Competition

Riverdale, Utah – (Sept. 27, 2016) – America First Credit Union, a not-for-profit, member-owned financial institution servicing Utah and Nevada and the 12th largest credit union in the U.S. in terms of assets, took home the coveted “Best Credit Union Website” award from the 2016 Web Marketing Association’s WebAward competition.

Each year, the Web Marketing Association’s WebAward Competition names the Best Credit Union website. Best websites are selected by judging the entered websites using seven criteria: design, ease of use, copywriting, interactivity, use of technology, innovation and content. Now in its 19th year, the WebAwards are recognized as the premier industry based Website Award program in the world.

“It’s an honor for America First to receive this esteemed accolade from the Web Marketing Association,” said Rich Syme, executive vice president of electronic services and product management at America First Credit Union. “We provide our members the absolute best in products and services and our web presence reflects that. We’re proud to have taken the top honor in this category.”

The Web Marketing Association was founded in 1997 to help set a high standard for Internet marketing and development of the best websites on the World Wide Web. Staffed by volunteers, this organization is made up of Internet marketing, online advertising, PR and top web site design professionals who share an interest in improving the quality of online advertising, internet marketing and website promotion.

For additional information, visit, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest.

Open for Your Business

Whatever goals your business has, America First is here to help you reach them.

• Small business loans

• Commercial loans

• Business accounts & services

Choose us and your door to success will always be open.

Learn more here.