Sep 15, 2017

How To Transfer Your Credit Card Balance in Three Easy Steps

If your credit cards have unreasonably high rates and you're paying more than you earn, it's time for you to transfer those balances to America First. You can even consolidate multiple cards into one, easy-to-manage account. We offer unlimited cash back, no annual fees, and some of the lowest rates in the nation. Plus, it's simple to switch. Step 1: Open your Visa® account If you already have a Visa credit card from America First, you're ready to begin. If not, it's easy to apply for one. Step 2: Get a cashier's check After determining how much you'll need to…

Sep 14, 2017

You Can Help Fill Up the Utah Food Bank

It's hard to hear, but 1 in 5 Utah kids risk going without a meal everyday. Luckily, there's something you can do to help. Nicole Cypers shares how America First Credit Union is filling the Utah Food Bank, and how you can donate. Source

Sep 13, 2017

America First Credit Union launches 13th annual Community Food Drive to serve those in need

For Immediate Release: America First Credit Union launches 13th annual Community Food Drive to serve those in need Utah’s largest credit union ramps up efforts to serve in advance of holiday season Riverdale, Utah (Sept. 13, 2017) – With a profound commitment to helping the underprivileged in the communities it services, America First Credit Union kicks off the season of giving today with the launch of its 13th annual Community Food Drive which runs through Saturday, Oct. 21. All branch locations throughout Utah and southern Nevada will accept donations of non-perishable food items to distribute to local food pantries and…

Sep 08, 2017

Emergency Preparedness on a Budget

In case of fire, floods, earthquakes, hurricanes or even job loss, an emergency preparedness plan can make a big difference. The U.S. Department of Homeland Security has recommended that each household be sustainable for at least three days after a catastrophic event. And while you can buy food storage and 72-hour kits for hundreds or even thousands of dollars, here are some tips for getting prepared on a budget. Food Don't wait until a disaster hits to start stocking up or you'll be faced with empty shelves and a limited selection. Grow your inventory in small steps, buying whenever a…

Sep 01, 2017

How to Improve Your Credit Score

A good credit score is your passport to approvals. Lenders will look at that number to determine how risky it is to provide you with financing. Scores can determine your rate, term, or even if you get the funds at all. If yours is lower than you'd like, you should know that there is no quick fix. In fact, the so-called simple tricks you’ll find online will most likely backfire. Responsibly rebuilding your credit score takes time and effort, but if you want to improve it, here are some tips. Know Your Number Your score is a three-digit number that…

Sep 01, 2017

Believe

By John B. Lund,Â President & Chief Executive Officer Itâ€™s September. The kids are back in classes, days are getting a bit shorter, and the harvest is on. Weâ€™re entering a wonderful time of year and I hope youâ€™re enjoying it. Each year, our management team establishes an internal theme we use as a principle focus and rallying cry for leadership and training meetings. Throughout 2017, our spotlight has been on Believe. This is a powerful concept, because we are guided and shaped by our beliefs, forming the foundation for the way we think, what we do, and how we live.…

Sep 01, 2017

We’re Here to Help You Develop Complete Economic Health

America First Financial Solutions can help you reach your money-management goals, including: Planning for your retirement Funding your family’s education Maximizing your IRA benefits And getting the most out of your investments Schedule a no-cost consultation today.

Sep 01, 2017

Think of All You Can Do with America First Home Loans

With a quick & easy home equity loan from America First, you’ll have the resources ready to tackle that much-needed remodeling project. Fund additions & expansions Options with no closing costs Potential tax advantages Fixed terms and affordable payments Plus, you’ll benefit from low rates, the best in quality member service, and more. Apply today.

Sep 01, 2017

Security Update: Being On Guard When You Go Online

The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers. When you make purchases via the Internet, you’ll need to take a few precautions: Type the merchant’s URL Instead of just clicking on a link, it’s safer to enter the retailer’s site directly into your browser's address bar. Use a dedicated email account Consider creating an address dedicated specifically to online shopping. This can help reduce the risk of malicious messages disguised as sales promotions or other notifications. Manage & protect access Using a password manager can help you to deal with multiple accounts. Most antivirus…

Aug 25, 2017

The Benefits of Beneficiaries

As much as we don't want to think about dying, it's important to plan for it and have your financial affairs in order. Naming beneficiaries for all of your accounts and keeping that information up-to-date is vital to avoid disputes among those you've left behind. Keep it Current The joint owner has equal ownership with the primary owner, so if one of them passes away, the funds default to the other. If your account has a single owner, you can still elect who receives your America First resources by submitting this payable-on-death beneficiary form to any branch. There are many…