Sep 01, 2017

Security Update: Being On Guard When You Go Online

The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers. When you make purchases via the Internet, you’ll need to take a few precautions: Type the merchant’s URL Instead of just clicking on a link, it’s safer to enter the retailer’s site directly into your browser's address bar. Use a dedicated email account Consider creating an address dedicated specifically to online shopping. This can help reduce the risk of malicious messages disguised as sales promotions or other notifications. Manage & protect access Using a password manager can help you to deal with multiple accounts. Most antivirus…

Aug 25, 2017

The Benefits of Beneficiaries

As much as we don't want to think about dying, it's important to plan for it and have your financial affairs in order. Naming beneficiaries for all of your accounts and keeping that information up-to-date is vital to avoid disputes among those you've left behind. Keep it Current The joint owner has equal ownership with the primary owner, so if one of them passes away, the funds default to the other. If your account has a single owner, you can still elect who receives your America First resources by submitting this payable-on-death beneficiary form to any branch. There are many…

Aug 22, 2017

America First Credit Union, Utah’s largest credit union, opens newly-remodeled Ogden Harrison branch

For Immediate Release: America First Credit Union, Utah’s largest credit union, opens newly-remodeled Ogden Harrison branch Riverdale, UTAH (Aug. 22, 2017) – Utah’s largest credit union, America First Credit Union, opened the doors to the newly-remodeled Ogden Harrison location today at 4768 Harrison Blvd, Ogden, Utah 84403. The location is one of 123 locations serving Utah, Nevada, Idaho and Arizona. The grand opening, beginning Monday, Aug. 21 through Saturday, Aug. 26, will be marked with celebratory events throughout the week, including daily drawings for a $100 visa gift card and a grand prize drawing for an Apple watch. Updates to…

Aug 22, 2017

4 tools to protect yourself from fraud

The back-to-school season is here and while parents have been frantically planning to complete the shopping for new clothes and supplies, America First Credit Union is focusing on a special offer for university students. Here today is Nicole Cypers, PR and community manager, to share more. America First Credit Union is holding orientation events at USU, WSU,Â UVU,Â DSU andÂ SUU. Plus, your college student can get a pair of university-branded socks when they open a savings and checking account (with a free debit card) and download the America First mobile app. Offer valid until September 30 for U of U and BYU…

Aug 22, 2017

Financial Help for First-Time College Students

Managing finances for a first-time college student can be a tricky task. Nicole Cypers with America First Credit Union shares how they can make finances easier. For more information, visitÂ www.americafirst.com. Source

Aug 18, 2017

HSA: Saving You Money on Healthcare

Health savings accounts (HSAs) are dividend-earning accounts specifically designated to pay the costs of managing your healthcare. If you're generally healthy and don't need to visit the doctor very often, an HSA is a great way to limit your upfront expenses and save some money in the long run. HSA vs. PPO Many people have preferred provider organization (PPO) coverage because that's the most traditional way. With a PPO, you are billed larger premiums by an insurance company whether you use the program or not. Health savings accounts are relatively new and this unfamiliarity makes some people hesitant about them.…

Aug 11, 2017

How to Pay for College Even When You Think You Can’t

According to the National Center for Education Statistics, the average annual cost of college tuition, fees, room & board is between $16,000 and $42,000. If those numbers make your head spin, you're not alone. Whether you're trying to pay for college yourself, or you're looking to fund your child's education, here are some resources that can help ease the financial burden. Scholarships Thankfully, there are ways to make a university education more affordable. Some scholarships will cover your entire tuition, as well as books & housing, whereas others will only award you a few hundred dollars. Keep an eye on…

Aug 04, 2017

Ride Your Bike & Save Some Bucks

When you ride your bike instead of driving to work, school or the store, you gain a lot of benefits. Biking is both aerobic and anaerobic exercise, improves cardiovascular fitness, strengthens bones and prevents disease. Bike riding is also good for the environment as pollution-free transportation--and it's great for your wallet. According to AAA, the average yearly cost for owning and operating a personal vehicle is $8,558, approximately 15% of the median household income. This equates to over $700 a month or 57 cents per mile. And while regularly riding a bicycle won't cut out all auto-related expenses, it can…

Aug 02, 2017

Security Update: ‘Inventive’ Scams that Rob Resources

Creating a new product or service is exciting. And one of the primary reasons for this is that you’re eager to produce sales and get it on the market. So getting trademark protection certainly makes, but watch out for mailings & information that looks official but is really just a scam to get your money. The U.S. Patent and Trademark Office and Federal Trade Commission are alerting consumers that there are companies pretending to be these government agencies or their partners—and they’re tricking people into paying them fees. Such enterprises send patent & trademark holders solicitations that offer to do…

Aug 01, 2017

Currency Exchange Services Available at Select Branches

If you’re heading abroad, whether it’s for business or it’s finally time for that dream vacation, we provide foreign currency exchange services to help you make the most of your journey. America First offers low fees, competitive rates, overnight delivery & more. Some details are: $5,000 per-transaction limit Purchases by cash or collected account funds only Two-day pickups requested (orders are returned after five days) $10 per transaction (buying or selling) Additional $10 for orders under $300 U.S. $15 for FedEx Priority Express (available by noon the next business day) It’s available at select branches—click here to find one near…