Jun 16, 2017
Financial Tips from Fathers

Financial Tips from Fathers

Father's Day is approaching, and since we had such a good time talking about money with moms, we decided to ask some local dads for some advice. We hope you enjoy these financial tips from fathers. Rob Live within your means -- spend less than you earn. Avoid debt like the plague that it can be. Always set aside at least some savings from each paycheck. Learn to be happy within your means -- it's actually quite easy to be happy on any income and it's nearly impossible to be happy when burdened by debt. You always have a car…
Read More
Jun 12, 2017

America First Credit Union, Utah’s largest credit union, opens Mt. Nebo branch location

Riverdale, UTAH (June 12, 2017) – Utah’s largest credit union, America First Credit Union, opened its newest location on June 5, providing its trusted services to the Nephi community at 965 N. Main St. The location is one 123 locations serving Utah, Nevada, Idaho and Arizona. The grand opening, beginning Monday, June 12 through, Saturday, June 17, will be marked with celebratory events throughout the week including daily drawings for a $100 visa gift card and a grand prize drawing for an iPad. “We are very excited to have a new branch to better service our community,” said Carleen Sperry,…
Read More
Jun 09, 2017
When to Buy & When to Build a House

When to Buy & When to Build a House

If you want to move, the question of buying an existing home or constructing a new one is probably on your mind. The truth is, there is no quick or easy answer. It depends on many factors, including time, money and your wants & needs. Here are a few pros and cons to help you decide if you should buy or build a house. TIME If your schedule is tight because you're relocating for work or your kids are about to start school, then buying is probably best. Once you find the right place, which can take a while, you…
Read More
Jun 02, 2017
The Difference Between Credit and Debit Cards

The Difference Between Credit and Debit Cards

The cards in your wallet may look the same, but there actually are some major differences between credit and debit cards. Understanding the difference between these two payment methods can help you avoid financial issues and even earn some extra money in the process. Application A debit card or check card is, essentially, a digital checkbook. It is tied directly to your financial account. When you make a purchase, it is subtracted from the amount you have. Most banks and credit unions will give you a debit card to access the funds in your checking or savings account. You can…
Read More
Jun 01, 2017

Home Equity Loans are Quick and Easy at America First

Get the money you need to take your dream vacation, complete a remodeling project, pay for surprise expenses, or accomplish anything else you want. With home equity term loans, you’ll benefit from: Fixed rates & payments Interest that may be tax-deductible Flexible financing options Or choose our lines of credit: Perfect for spur-of-the-moment experiences Quick access to money when you need it Only pay on the funds you use Apply here.
Read More
Jun 01, 2017
Security Update: Don’t Let your Virtual Guard Down this Summer

Security Update: Don’t Let your Virtual Guard Down this Summer

Although many of us are more carefree and active during the summer season, we’re still constantly online. And every Internet connection your make—whether you’re shopping for some camping gear or using social media to connect with friends on the weekend, you’re vulnerable to cyberattacks. Follow these tips to help avoid problems:  Create smart, strong passwords. Incorporate capital letters, numbers & symbols in your phrase that should be more than six characters long, such as: Go1dM!n3. Email wisely. Be careful about what you provide in these messages. Never send your credit card information, Social Security number, or other private data via email.…
Read More
Jun 01, 2017
Cherish Great People, Great Times and Great Memories

Cherish Great People, Great Times and Great Memories

By John B. Lund, President & Chief Executive Officer It’s hard to believe 2017 is nearly halfway over. The year has brought some wonderful occurrences and I have much for which I am grateful. I also experienced significant sadness and heartache. Both my brother and my youngest sister passed away unexpectedly within a month of each other. During Memorial Day weekend, I visited their graves and those of other loved ones. While doing so, I paused with appreciation to think of the good times, lessons learned, and recollections that will last forever. Our extended family has vacationed on a houseboat at…
Read More