Security Update: Take Steps to Guard Against Identity Theft

Check yourself Keep tabs on your credit rating at least once a month. With online banking from America First, you have immediate access to your FICO® Score at no cost. Just take advantage of our checking accounts or low-rate loans. Shred to safety Documents with sensitive & financial data need to be disposed of properly—shredding them is the best way to prevent criminal dumpster diving. We offer free events at which you can shred all your information. Here is a schedule. Trust, verify Whether you’re applying for a new Visa® credit card or you’re using a service that requires your…
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Get Serious about Saving at our Annual Spring Hertz Sales Event

Are you thinking about a new ride? There is no better time to get yourself one than at the annual spring America First & Hertz Car Sales on-site event, May 12 & 13. It’s been part of our history for over 20 years and it's a great opportunity to take advantage of exclusive member discounts and low pricing. Plus, you’ll benefit from America First financing that will deliver: Rates as low as 1.99% APR* A $500 Visa® gift card from Hertz with every purchase No payments for 90 days Fast financing Flexible terms Join us on May 12 from 10…
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Security Update: Protecting your Resources is our First Priority

At America First Credit Union, protecting the membership’s finances & information is our highest priority. We offer the best in free security features, including: High-grade network traffic encryption Chip-enabled EMV Visa® cards Two-factor authentication Advanced fraud detection systems Card Guard® mobile app Identity theft recovery services with our credit cards And more Another essential tool we provide is education. Below are some are beneficial sites where you can learn about the latest frauds, scams, and what to do if you ever become a victim. Review these regularly to guard against cyberattacks that affect millions every year: Federal Trade Commission U.S.…
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How to Apply for your First Loan

How to Apply for your First Loan

Whether you're wading into the world of borrowing with a credit card or diving into the deep end with a mortgage, the process can be daunting for someone who hasn't done it before. If you're looking for a lender to meet your financial needs, here are some tips on how to apply for your first loan. Defining the Terms In order to feel comfortable when you apply, here are a few common terms: Principal - the actual amount you borrow Interest - percentage the financial institution charges for lending money Term - how long until you pay it back Down…
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