May 05, 2017
Tower Defense: How to Stay Safe While Shopping Online

Tower Defense: How to Stay Safe While Shopping Online

These days, going to a store to buy something might feel like a hassle -- most prefer internet purchases. In fact, a recent study shows that 80% of Americans are shopping online, a number that keeps going up. Unfortunately, it means cybercriminals are becoming more advanced, too, making it equally important to stay safe while shopping online. Here are some tips to help prepare you for the virtual battle against identity theft and credit card fraud. Gathering Intel Sometimes the best deals aren't on popular sites such as Amazon or eBay. But if you're visiting one for the first time,…
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May 05, 2017

America First Credit Union Pays Tribute to 40-Year Member of Board of Directors

For Immediate Release: America First Credit Union Pays Tribute to 40-Year Member of Board of Directors Riverdale, Utah – (May 5, 2017) – America First Credit Union pays tribute to Edwin Cline, who served as a volunteer for the credit union for 41 years from 1976 – 2017. Cline joined America First in the 1950s, where his experience as a member of prompted him to serve as a volunteer. Edwin Cline began his service at America First as a field loan officer in 1976 and later became a field representative in 1978. Cline was appointed to the Salt Lake Credit…
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May 02, 2017
America First Members Gather to Elect Volunteer Leadership

America First Members Gather to Elect Volunteer Leadership

By John B. Lund, President and Chief Executive Officer Each spring, America First members gather to elect a volunteer Board of Directors to lead our credit union, renew our bond, and honor our legacy as a not-for-profit cooperative. The Board provides us with strategic guidance, ensuring our ongoing safety, soundness, and ability to deliver relevant financial value. The process takes place at the annual meeting, which this year was held on April 18, 2017 in Ogden, Utah. Joining us were local officials, as well as credit union & industry representatives. Kenlon W. Reeve, acting Chair of the Board Election Nominations Committee,…
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May 01, 2017

Security Update: Take Steps to Guard Against Identity Theft

Check yourself Keep tabs on your credit rating at least once a month. With online banking from America First, you have immediate access to your FICO® Score at no cost. Just take advantage of our checking accounts or low-rate loans. Shred to safety Documents with sensitive & financial data need to be disposed of properly—shredding them is the best way to prevent criminal dumpster diving. We offer free events at which you can shred all your information. Here is a schedule. Trust, verify Whether you’re applying for a new Visa® credit card or you’re using a service that requires your…
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May 01, 2017

Get Serious about Saving at our Annual Spring Hertz Sales Event

Are you thinking about a new ride? There is no better time to get yourself one than at the annual spring America First & Hertz Car Sales on-site event, May 12 & 13. It’s been part of our history for over 20 years and it's a great opportunity to take advantage of exclusive member discounts and low pricing. Plus, you’ll benefit from America First financing that will deliver: Rates as low as 1.99% APR* A $500 Visa® gift card from Hertz with every purchase No payments for 90 days Fast financing Flexible terms Join us on May 12 from 10…
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Apr 30, 2017

Security Update: Protecting your Resources is our First Priority

At America First Credit Union, protecting the membership’s finances & information is our highest priority. We offer the best in free security features, including: High-grade network traffic encryption Chip-enabled EMV Visa® cards Two-factor authentication Advanced fraud detection systems Card Guard® mobile app Identity theft recovery services with our credit cards And more Another essential tool we provide is education. Below are some are beneficial sites where you can learn about the latest frauds, scams, and what to do if you ever become a victim. Review these regularly to guard against cyberattacks that affect millions every year: Federal Trade Commission U.S.…
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Apr 28, 2017
How to Apply for your First Loan

How to Apply for your First Loan

Whether you're wading into the world of borrowing with a credit card or diving into the deep end with a mortgage, the process can be daunting for someone who hasn't done it before. If you're looking for a lender to meet your financial needs, here are some tips on how to apply for your first loan. Defining the Terms In order to feel comfortable when you apply, here are a few common terms: Principal - the actual amount you borrow Interest - percentage the financial institution charges for lending money Term - how long until you pay it back Down…
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