Plan now for your Family’s Future Well-being

Choose America First Financial Solutions to provide your family with:

• Insurance

• Investments

• Retirement planning

• Many other high-quality products & services

Your membership puts the expertise of an investment representative, located at America First Credit Union Financial Solutions, at your service. Please call 1-800-999-3961 or send an email to for a no-cost, no-obligation appointment.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to members.

Take Part in the Tradition of Giving

For 21 years, America First has provided new shoes for economically disadvantaged young students during the holidays.

Warm The Soles of Kids has become one of America First’s most enduring traditions, and we’re hoping you’ll help ensure it continues.

We’re collecting donations at all of our locations and via Online Banking for this effort, benefitting the less fortunate in our communities from northern Utah to southern Nevada.

Visit us here for additional information.

Please consider taking part in this annual program by making a cash contribution to Warm The Soles today — they’re accepted through December 31.

Warm The Soles is operated by the America First Credit Union Charitable Foundation, a Utah-based non-profit. Federal TIN: 87-0511475. Your contribution is tax-deductible to the extent allowed by law.

America First Credit Union’s Sheryl Cox Awarded Prestigious Wingman Award

Riverdale, Utah – America First Credit Union’s Vice President of Governmental Affairs, Sheryl Cox, was awarded the 2015 Wingman Award at the Air Force Ball in the Ogden Conference Center on Saturday, September 19. Cox received the distinguished award from Colonel Ronald E. Jolly of Hill Air Force Base.

Cox solidified herself as a liaison between local businesses and Hill Air Force Base in roles as Honorary Commander for the Ogden Air Logistics Complex and as a 388th Fighter Wing Honorary Commander. She currently serves as chair of the Top of Utah Military Affairs Committee (TOUMAC) where she has increased fundraising to the highest in years, resulting in several base improvements.

A strong military advocate for more than 20 years, Cox has been personally involved in the issues facing Hill Air Force Base and has built a strong reputation of helping Airmen in need. During her tenure, she has secured several thousands of dollars to bolster quality of life for Hill Air Force Base service members.

For additional information, visit, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest.

America First Credit Union Deemed a 2015 “Best Credit Union to Work For” by Credit Union Journal

Riverdale, Utah – America First Credit Union, a not-for-profit, member-owned financial institution servicing Utah and Nevada, has been named one of the 2015 Best Credit Unions to Work For. Credit Union Journal partnered with Best Companies Group to identify companies that have excelled in creating quality workplaces for employees.

This survey and awards program is designed to identify, recognize and honor the best credit unions. The list is made up of 45 credit unions. The full Best Credit Unions to Work For list was featured in the September issue of Credit Union Journal and is available online at

“It’s an honor for America First to receive this accolade from the Credit Union Journal,” said America First Credit Union Senior Vice President of Human Resources, G. Kent Streuling. “We embody the industry ethos of people helping people and our employees are very much a part of that, as I’ve experienced first-hand with the many programs, outings and experiences offered. We also place great value on continuing education, working to help our employees grow within the credit union.”

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America First Credit Union Unveils Newly-Designed Website

Riverdale, Utah – America First Credit Union, a not-for-profit, member-owned financial institution servicing Utah and Nevada, unveiled its newly-designed website, which features enhanced functionality, security and a responsive design.

The site boasts a modern look and feel, along with updated features, improved branch locator pages, rate pages and ratings and reviews of products and services. In addition to highlighting America First’s products and services, members can easily locate information on educational tools and resources, seminars and community events and member benefits.

Helping to make financial goals accessible for members and potential members no matter how they choose to access the website, new features allow for a more enhanced experience on a personal computer, smartphone and tablet.

“We view ourselves as technology leaders in the credit union industry, continuously working to improve and expand upon our digital spaces, providing members and potential members information readily at their fingertips,” said Rich Syme, executive vice president at America First Credit Union. “The site has been redeveloped using a responsive design for optimal viewing on any device and features easily navigable features, providing an efficient and user-friendly online experience.”

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All About IRAs

At America First, we provide a diverse range of vehicles that can help you ensure your resources are there for you during all of life’s important stages.We also provide Individual Retirement Account (IRA) investment accounts through CUSO Financial Services, L.P. (CFS).


IRAs are certainly one of the most powerful tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA.


Traditional IRAs: The only requirements for opening and contributing to a traditional IRA are having taxable compensation or earned income through employment, and you have to be under age 70½. Deposits can have significant tax advantages if you quality. Annual distributions are required after the age listed above until the funds are exhausted.

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Make the Most of your Equity

When you think of home loans, think America First…first.

Just take a look at our Fixed for Five Equity Line of Credit:

• Rates as low as 3.74% APR*

• No closing costs

• Available funds when you need them

• Fixed rate adjusts only once every five years

• Perfect for recurring expenses

Apply in minutes here or stop by a branch near you.

*On approved credit, subject to change, terms & conditions. Equal Housing Lender.

Security Update: Staying Protected in an Online World

In today’s 24/7 culture, where everything is electronic and moves at lightning speed, it’s essential to stay alert and protect yourself against fraud. Here are some tips that can help:

• Review your credit at least once a year from each of the three national reporting agencies. These are available to you without a cost here.

• Monitor your account activity as often as possible, easily and conveniently, with free Online & Mobile Banking. Check for unauthorized transactions, verify your purchases, and accomplish so much more.

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The Power of Respect

John Lund, President, America First Credit Union

By John B. Lund, President and Chief Executive Officer

During each fall season, we begin our budget and strategic planning process for the coming year. As part of this important project, we send a questionnaire to our entire management team.

This document provides us with insight from the collective eyes and ears of this talented and dedicated group of professionals striving to meet your needs. A number of questions are asked regarding our products, services, strategies, mission, and other key areas of focus.

Our questionnaire is administered through an anonymous system to help ensure every participant is able to respond in a completely open manner. This year, at my request, an additional question was posed to our managers: “What do you respect most about America First Credit Union?”

I specifically used the word respect rather than another term. I feel respect is something deeper, something earned over time, something more meaningful. The feedback we received was extraordinary, and I was impressed to share some of their feelings with you:

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America First Credit Union Continues the Giving With 11th Annual Community Food Drive

Riverdale, Utah – Dedicated to helping the underprivileged in the communities it services, America First Credit Union today launches its 11th Annual Community Food Drive, which runs through Saturday, Oct. 24 at all 112 Utah and Southern Nevada locations. All branches will be accepting donations of non-perishable food items to distribute throughout local food pantries and food banks.

In addition to the food drive, the community-focused credit union will donate $5,000 in turkeys to Utah Food Bank in preparation for the holiday season.  All collected items will be donated to the Utah Food Bank, Three Square Las Vegas, Cappallappa Family Reserve Center and Dixie Care and Share.

According to the Utah Food Bank, one in six Utahns and one in five Utah children live in poverty and are unsure of when they’ll have their next meal, and about 472,000 Utahns risk missing a meal each day. The latest U.S. Department of Agriculture report states that about 16-percent of Nevada households are food insecure and about 14-percent in Utah.

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