Make the Most of your Equity

When you think of home loans, think America First…first.

Just take a look at our Fixed for Five Equity Line of Credit:

• Rates as low as 3.74% APR*

• No closing costs

• Available funds when you need them

• Fixed rate adjusts only once every five years

• Perfect for recurring expenses

Apply in minutes here or stop by a branch near you.

*On approved credit, subject to change, terms & conditions. Equal Housing Lender.

Security Update: Staying Protected in an Online World

In today’s 24/7 culture, where everything is electronic and moves at lightning speed, it’s essential to stay alert and protect yourself against fraud. Here are some tips that can help:

• Review your credit at least once a year from each of the three national reporting agencies. These are available to you without a cost here.

• Monitor your account activity as often as possible, easily and conveniently, with free Online & Mobile Banking. Check for unauthorized transactions, verify your purchases, and accomplish so much more.

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The Power of Respect

John Lund, President, America First Credit Union

By John B. Lund, President and Chief Executive Officer

During each fall season, we begin our budget and strategic planning process for the coming year. As part of this important project, we send a questionnaire to our entire management team.

This document provides us with insight from the collective eyes and ears of this talented and dedicated group of professionals striving to meet your needs. A number of questions are asked regarding our products, services, strategies, mission, and other key areas of focus.

Our questionnaire is administered through an anonymous system to help ensure every participant is able to respond in a completely open manner. This year, at my request, an additional question was posed to our managers: “What do you respect most about America First Credit Union?”

I specifically used the word respect rather than another term. I feel respect is something deeper, something earned over time, something more meaningful. The feedback we received was extraordinary, and I was impressed to share some of their feelings with you:

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America First Credit Union Continues the Giving With 11th Annual Community Food Drive

Riverdale, Utah – Dedicated to helping the underprivileged in the communities it services, America First Credit Union today launches its 11th Annual Community Food Drive, which runs through Saturday, Oct. 24 at all 112 Utah and Southern Nevada locations. All branches will be accepting donations of non-perishable food items to distribute throughout local food pantries and food banks.

In addition to the food drive, the community-focused credit union will donate $5,000 in turkeys to Utah Food Bank in preparation for the holiday season.  All collected items will be donated to the Utah Food Bank, Three Square Las Vegas, Cappallappa Family Reserve Center and Dixie Care and Share.

According to the Utah Food Bank, one in six Utahns and one in five Utah children live in poverty and are unsure of when they’ll have their next meal, and about 472,000 Utahns risk missing a meal each day. The latest U.S. Department of Agriculture report states that about 16-percent of Nevada households are food insecure and about 14-percent in Utah.

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You’re Covered with America First

We have all your home loan needs under one roof.

Apply at an America First location near you for the best in affordable:

• Mortgages

• Home Equity Loans

• Home Equity Lines of Credit

• Construction & Lot Loans

Click here to learn more.

Security Update: Online Employment Scams are on the Rise

More and more, people are seeking employment online but some may be inadvertently placing themselves at risk of identity theft.

The FBI has investigated scams where criminals are searching job boards for personal information, particularly posted resumés with Social Security numbers and other details.

Here are some tips to help protect yourself:

•Don’t include your identifying data or physical address — simply list an email at which you can be reached.

•Never agree to wire a portion of a check or deposit back to a company representative who tells you this is required to be hired. Most times, the initial check or deposit is fraudulent and will be returned against your account, which means you’ll be liable for the entire amount.

Read More….

Free Services Add Value to and help Simplify your Busy Life

By John B. Lund, President and Chief Executive Officer

John Lund, President, America First Credit UnionHave you left your credit or debit card at a restaurant by accident and been panicked as you call or rush back, hoping it’s still there and has not been fraudulently used? Or you’ve waded through the inconvenience of having your card reissued because your information has been compromised at a local or national merchant?

Most of us can relate these situations and the experience can be very frustrating. To help put your mind at ease about using your America First Visa® Debit and Credit Cards, we are proud to offer unique — and free — tools.

Card Guard™ is a Mobile Banking innovation that puts you in complete control of how, when, and where your cards are used. Download the application on your smartphone and you’ll be able to turn your cards on or off in real time. Additionally, you can allow card use only in certain geographic locations, at merchants and service providers you determine, and you can set threshold dollar amounts for transactions.

Beyond controlling how your cards are used, you can also receive immediate alerts regarding transactions and attempted transactions. Card Guard’s monitoring feature allows you to verify that all of your account activity is legitimate.

Read More….

America First Credit Union Encourages Photo Submissions for Back-to-School Facebook Contest

-One lucky winner will be awarded a $500 VISA gift card-

Riverdale, Utah – In the spirit of the Back-to-School season and to lessen the financial burden of costs associated with school clothing and supplies, America First Credit Union has launched a photo contest on its Facebook page, encouraging submissions from parents of children partaking in the first day of school. One lucky winner will be awarded a $500 VISA gift card to help lessen what can be an expensive time for families.

Members and social media followers are invited to participate by submitting a photo on the America First Facebook page through Wednesday, Aug. 26. For more information, read the contest rules and regulations.

For more information, visit www.americafirst.com, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest

America First Credit Union Opens 112th Branch Location, Continuing 2015 Growth

Riverdale, Utah – America First Credit Union will welcome residents of Herriman with the opening of its newest location at 5438 West 13400 South Herriman in Herriman, Utah on Monday, Aug. 17. The third branch opening of 2015, the Herriman opening signifies a strong first half of the year for America First, marking 112 branch locations throughout Utah and Southern Nevada. 

Kamille Lopez will serve as branch manager of the Herriman location. Lopez is a Utah native, having graduated from Jordan High School. Her career began with America First Credit Union in December 2006 when she served as a teller and Lopez has progressed through the credit union in such roles as lead teller, assistant manager and branch manager.

A grand opening ribbon cutting will take place on Friday, Aug. 28 with celebratory events held Aug. 28 – September 5. The branch is located at 5438 West 13400 South Herriman, UT 84096. Branch hours are Monday – Friday 9 a.m. – 6 p.m., Saturday 9 a.m. – 3 p.m.

For more information, visit www.americafirst.com, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest