Traveling Abroad on a Budget

Traveling Abroad on a Budget

When people think of visiting popular overseas destinations like London, Paris or Japan, they're often concerned with extravagant hotels, overpriced food and costly flights. However, a big trip doesn't have to bring big expenditures. In fact, with a little planning and some self-discipline, traveling abroad on a budget can be relatively simple. Economical Travel One of the easiest ways to save is by going during the off-season. In Europe, for example, this is between October and April. Flights are usually cheaper, as are hotels, restaurants and fuel. Don't just take the first flight that fits your departure and return dates…
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Make the Most of Your Tax Refund

When we come into some extra money, the natural instinct might be to go out and splurge. Nicole Cypers with America First Credit Union shares some smarter ways to use your tax refund. This Segment is Sponsored By: America First Credit Union Source
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Six Tips for First-Time Homebuyers

Six Tips for First-Time Homebuyers

Buying your first home can be intimidating. After all, making the leap from renting to ownership should not be taken lightly. However, with proper preparation and planning, you'll find it's not as scary as it seems. Here are six tips for first-time homebuyers. 1. Make Sure You're Ready Before purchasing a house, you'll need to be willing to plant some roots. It takes time to build equity and experts suggest staying in a home for at least five to seven years to make it worth the investment. Plus, selling isn't as easy as not renewing the lease on your apartment.…
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Standby Power: Unplug & Save

Standby Power: Unplug & Save

Take a moment to think about every device you have plugged in at home. Now consider how many of those actually need to be. The truth is, most electronics don't always have to be attached to outlets. In fact, many of these perpetually plugged-in gadgets still use power when they're turned off, costing you money you didn't even know you were spending. What Is the Standby Power Price Tag? The average household routinely leaves around 40 appliances plugged in 24 hours a day. The U.S. Department of Energy has estimated that standby power -- also known as leaking electricity, phantom…
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Sustaining the Principles at the Heart of our Credit Union

Sustaining the Principles at the Heart of our Credit Union

By John B. Lund, President & Chief Executive Officer Dear members, It's my privilege to thank you for your membership, loyalty, and confidence in America First. I’m also grateful for the opportunity to present an annual report of the credit union’s performance & initiatives. Our volunteer and employee team strives for excellence each and every day, remaining passionate about developing and delivering superior financial services. We experienced another outstanding year and are well-positioned for a bright and vibrant future. As we look forward in an ever-changing industry, I often ask myself why I would choose America First as my primary…
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