Apr 30, 2017

Security Update: Protecting your Resources is our First Priority

At America First Credit Union, protecting the membership’s finances & information is our highest priority. We offer the best in free security features, including: High-grade network traffic encryption Chip-enabled EMV Visa® cards Two-factor authentication Advanced fraud detection systems Card Guard® mobile app Identity theft recovery services with our credit cards And more Another essential tool we provide is education. Below are some are beneficial sites where you can learn about the latest frauds, scams, and what to do if you ever become a victim. Review these regularly to guard against cyberattacks that affect millions every year: Federal Trade Commission U.S.…
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Apr 28, 2017
How to Apply for your First Loan

How to Apply for your First Loan

Whether you're wading into the world of borrowing with a credit card or diving into the deep end with a mortgage, the process can be daunting for someone who hasn't done it before. If you're looking for a lender to meet your financial needs, here are some tips on how to apply for your first loan. Defining the Terms In order to feel comfortable when you apply, here are a few common terms: Principal - the actual amount you borrow Interest - percentage the financial institution charges for lending money Term - how long until you pay it back Down…
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Apr 14, 2017
Spring Sprucing: Affordable Ways to Improve Your Home

Spring Sprucing: Affordable Ways to Improve Your Home

Spring has a way of getting us to tidy up our living spaces. Some might be satisfied with traditional cleaning, while others use a home equity line of credit for major renovations. But if you're on a budget and still want to make changes, here’s a list of affordable ways to improve your home. Boost Curb Appeal Add a pop of color to your front door with a bold shade or bright hue, then paint the exterior trim and shutters to match. Modernize your address numbers with a different font, size and color to create personality. Buy a fun new…
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Apr 13, 2017

Teaching Kids How to Manage Money

Teaching kids about finances now will give them a good foundation for the future. Nicole Cypers with America First Credit Union shares how you can bring financial literacy into their everyday lives. Source
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Apr 07, 2017
The Importance of Teaching Kids Financial Literacy

The Importance of Teaching Kids Financial Literacy

We all know reading, writing and arithmetic are three essential building blocks of an education. However, it's also vital to teach your kids financial literacy. Children need to learn how to make informed money decisions to become self-sufficient and contribute to society. Plus, just in case you're hesitant to talk to your kids about money, remember that financial independence will help prevent them from coming back to live with you after they've grown! Promote Active Instruction When children are old enough to say they want something, they're ready to learn about finances. We all form money habits early in life.…
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Apr 01, 2017

Get Free Identity Theft Recovery Services with our Visa Cards

When you choose Visa® from America First, you’ll gain some of the market’s best benefits, features & options. Now, one of the most significant advantages is the free identity theft recovery service that comes with our credit cards. This covers you and your family if you’re ever a victim of this crime or if your personal & financial information is compromised. A recovery advocate will work on your behalf, report progress along the way, and be there until the issue is resolved—no matter how long it takes. And if important documents are lost or stolen, you’ll be able to secure…
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