Author: Jason Wood

Open for Your Business

Whatever goals your business has, America First is here to help you reach them.

• Small business loans

• Commercial loans

• Business accounts & services

Choose us and your door to success will always be open.

Learn more here.

Protecting your Resources Online

In today’s 24/7 online culture, it’s essential to stay alert and protect yourself against fraud. Here are some tips that can help:

• Review your credit report at least once a year from each of the three national reporting agencies. These are available to you without a cost

• Monitor your account activity as often as possible, easily and conveniently, with free online & mobile banking.

• Take advantage of our Card Guard® mobile security app that puts you in control of your America First Visa® — you decide when, where, and how it’s used.

• Beware of unfamiliar attachments & links. If you’re not sure of the source, don’t click.

• Add a firewall to your devices. These prevent unauthorized users from gaining access.

• Properly dispose of your documents & statements containing personal and financial information. America First hosts free events at which you can bring materials to one of our branches and we will shred them for you. Check out a schedule here.

Remember, it’s always wise to take every available precaution when you’re navigating the Internet for personal, social, and business reasons. And be sure to use this link for updates regarding how we are constantly working to safeguard your resources.

Summer’s Final Holiday & Heading Back to School

John LundBy John B. Lund, President and Chief Executive Officer

Our family enjoys getting together for an unofficial reunion over Labor Day weekend. We celebrate at Bear Lake, a beautiful mountain body of water that straddles the Utah and Idaho border, known for its brilliant blue color and sandy beaches.

We enjoy spending time at the lake, playing games, hiking in the mountains, attending a local melodrama, and participating in a small golf tournament. It is a wonderful holiday, offering us the chance to gather as a family, mark the end of the summer season, and give our children and grandchildren an opportunity to revel in the fun before heading back to school.

While I’ve always been mindful of Labor Day’s origins, this year I wanted to learn a bit more. Looking it up with the ever-trusty Wikipedia, I discovered the following:

Labor Day in the United States is a public holiday celebrated on the first Monday in September. It honors the American labor movement and the contributions workers have made to the strength, prosperity, and well-being of the country. It is the Monday of the long weekend known as Labor Day weekend and it is considered the unofficial end of summer. It became an official federal holiday in 1894.

I am impressed by this passage: “[Labor Day] honors…the contributions workers have made to the strength, prosperity, and well-being of the country.†Individually and collectively, we all benefit from the vision and hard work of so many people who have made our country the strongest in the world. It is certainly appropriate for us to think about and recognize generations of American workers on this special day.

In like manner, I would like to honor the contributions you as members have made to the strength, prosperity, and well-being of America First. Our credit union is a cooperative that depends on and serves its members. Thank you for your loyalty and for trusting us to be your partner in this endeavor.

Our volunteers and staff will continue striving diligently to provide you with great service as we deliver relevant products and services that can help simplify your busy lives and keep you financially healthy. We look forward to a lifelong relationship with you and your family.

Don’t Wait until Next Year!

The RV you’ve always dreamed of owning can become a reality with an affordable loan from America First.

We offer:

· Rates as low* as 3.50% variable APR
· Flexible terms
· The best in member service

Apply today.

*Annual percentage rate, on approved credit, subject to change.

Security Update: Five Tips for Preventing Identity Theft

No matter the season and regardless of the economic environment, there are always criminals looking to perpetrate identity theft.

It can happen to anyone at any time, but here are five easy steps you can take to help protect yourself:

· Keep your Social Security and driver’s license numbers off your checks and all of your identifying documents

· Never write your personal identification number (PIN) on your cards

· Destroy confidential documents — click here for a list of upcoming free shredding day events

· Choose complex passwords featuring combinations of letters, numbers and special characters

· Regularly review your America First statements with free Online & Mobile Banking

And be sure visit this link for more information regarding how we are working to guard your financial resources.

Make the Exchange before your International Trip

If you’re traveling abroad, America First offers foreign currency exchange services to help you make the most of your journey.

We offer low fees, competitive rates, overnight delivery & more. Here are the details:

· $5,000 per-transaction limit
· Purchases by cash or collected account funds only
· Two-day pickups requested (orders are returned after five days)
· $10 per transaction (buying or selling)
· Additional $10 for orders under $300 U.S.
· $15 for FedEx Priority overnight express (available by noon the next business day)

This option is available at select branches — click here to find one near you.