How college students can get rewards for being financially responsible

Nicole Cypers from America First stopped by to help support college students as they head back to school. According to Cypers, “education is very important at America First Credit Union, and we want to not only help you prepare financially while in college, but also welcome you back to school in style.” That’s why, from August 17th to September 30th, new members attending participating universities: USU, WSU, UVU, DSU, SUU, U of U or BYU, will receive a game day t-shirt when they open a Savings and Checking with a free debit card, and download the America First mobile app.…
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Tips to opening a bank account for your teen

Nicea visited America First Credit Union to help her daughter Natalie get set up with her first checking account! It only takes 15 minutes to create an account. All you need is at least one dollar and a valid form of identification. If you want to create an account visit your local America First Credit Union Branch. To find a branch near you visit americafirst.com. Source  
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How you fund your fun this summer

Nicole Cypers, from America First Credit Union joined us to help you FUND your FUN this summer!If you're thinking about getting something like a boat, RV or UTV for the entire family to enjoy, interest rates are still low and their quick and easy loan process can get you out there having fun in no time!If you are wanting to enjoy some fun in the sun without the stress visit www.americafirst.com to get started on the loan process! Source  
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What parents need to know about opening a bank account kids

If you think your child is ready to take the next step from their piggy bank, to their own bank account, there are a couple things you need to know. Nicole Cypers from America First Credit Union joined us to explain the process and what parents need to know when opening up an account for their child. The process isn’t much different than what adults go through when they become a member at America First. Nicole explained that their youth savings accounts feature no annual fees or minimum-deposit levels, competitive dividends, flexible terms and free online access. They also provide youth funds cards along…
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The financial steps to take to start your business

Nicole Cypers from America First Credit Union answers another viewer question about finances today. "If I’m starting my own business, are there steps I need to take financially to get ready?"First, congratulations on starting your own business. It’s certainly an exciting time and, although it can also be stressful, it doesn’t have to be.First, I would recommend exploring your options for funding your business. It’s common that a new business may need financial support. Sometimes that can be accomplished by borrowing from friends and family or finding investors but a safe and secure option is to explore options for business loans with…
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4 tips to protecting yourself from online fraud

Aside from the interest rate, what are the most important things to look at when evaluating choices for a credit card? When choosing a credit card, you need to consider the following: Interest Rates: Low interest rates that help you minimize the amount on interest you pay each month. Cash Back and Rewards Incentives: Whether it’s cash back or rewards points, getting rewarded is crucial to making your credit card work for you. Getting rewarded for your transactions is a must. Added benefits: Looking for those extra perks? Look no further because with every America First Credit Card you get…
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5 tips to help you stick to a budget

America First recently concluded its 13th Annual Community Food Drive. The food drive, held at all branch locations throughout Utah and southern Nevada, collected 18,400 pounds of food. This equates to over 15,000 meals for those in need. Nicole Cypers from America First Credit Union talks more about it: Our employees loaded all food donations into trucks which were then distributed to local food pantries and food banks. Thanks to all the America First Credit Union employees that participated. The holidays are upon us and as Utah’s largest credit union, they know the importance of giving back to others. They’ve recently launched…
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Answering your money questions: When Should I Refinance My Car?

The season of giving is upon us and America First has recently launched its 13th Annual Community Food Drive. As a credit union, their philosophy is “people helping people†and it’s important to them that they serve others – not just during the holidays, but throughout the year. Through Saturday, Oct. 21, all branch locations throughout Utah will accept donations of non-perishable food items to distribute to local food pantries and food banks. Since its inception in 2004, the annual community food drive has collected more than 150,000 pounds of food. According to the Utah Food Bank, one in six Utahans and one in…
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4 tools to protect yourself from fraud

The back-to-school season is here and while parents have been frantically planning to complete the shopping for new clothes and supplies, America First Credit Union is focusing on a special offer for university students. Here today is Nicole Cypers, PR and community manager, to share more. America First Credit Union is holding orientation events at USU, WSU, UVU, DSU and SUU. Plus, your college student can get a pair of university-branded socks when they open a savings and checking account (with a free debit card) and download the America First mobile app. Offer valid until September 30 for U of U and BYU…
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The sweet deal you don’t want to miss out on

The summer season is officially underway and at America First Credit Union, they’re celebrating with low-rate auto loans all season long with their “The Sweet Taste of Summer†campaign. Nicole Cyprus joined us to explain what makes this campaign so "sweet": They're offering 60 days of no payments on all new auto loans and giving members a chance to win loan payments up to $300 and interest-free auto loans with daily drawings. The contest runs now through August 31, 2017. Members can receive one entry for every $1,000 financed through the campaign dates. Winners will be selected daily, excluding Saturdays,…
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