Think of All You Can Do with America First Home Loans

With a quick & easy home equity loan from America First, you’ll have the resources ready to tackle that much-needed remodeling project. Fund additions & expansions Options with no closing costs Potential tax advantages Fixed terms and affordable payments Plus, you’ll benefit from low rates, the best in quality member service, and more. Apply today.
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Security Update: Being On Guard When You Go Online

The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers. When you make purchases via the Internet, you’ll need to take a few precautions: Type the merchant’s URL Instead of just clicking on a link, it’s safer to enter the retailer’s site directly into your browser's address bar. Use a dedicated email account Consider creating an address dedicated specifically to online shopping. This can help reduce the risk of malicious messages disguised as sales promotions or other notifications. Manage & protect access Using a password manager can help you to deal with multiple accounts. Most antivirus…
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Security Update: ‘Inventive’ Scams that Rob Resources

Creating a new product or service is exciting. And one of the primary reasons for this is that you’re eager to produce sales and get it on the market. So getting trademark protection certainly makes, but watch out for mailings & information that looks official but is really just a scam to get your money. The U.S. Patent and Trademark Office and Federal Trade Commission are alerting consumers that there are companies pretending to be these government agencies or their partners—and they’re tricking people into paying them fees. Such enterprises send patent & trademark holders solicitations that offer to do…
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Currency Exchange Services Available at Select Branches

If you’re heading abroad, whether it’s for business or it’s finally time for that dream vacation, we provide foreign currency exchange services to help you make the most of your journey. America First offers low fees, competitive rates, overnight delivery & more. Some details are: $5,000 per-transaction limit Purchases by cash or collected account funds only Two-day pickups requested (orders are returned after five days) $10 per transaction (buying or selling) Additional $10 for orders under $300 U.S. $15 for FedEx Priority Express (available by noon the next business day) It’s available at select branches—click here to find one near…
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Don’t Wait Until Next Year!

The RV you’ve always dreamed of owning can become a reality with a low-rate loan from America First. We offer: 12-year fixed terms 20-year balloon payments Flexible options, unmatched service & more Choose your credit union for the freedom to finance your getaways. Apply today.
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Let Us Know Before You Go

It’s that time again: family vacations, day excursions, maybe even the trip you've been planning for years. And there’s no better way to pay for these opportunities than with your America First Visa® cards. But before you leave, please inform us so we can safeguard your resources. Call 1-800-999-3961 or log in to free online banking. Use the Other Services tab and look for the Visa traveling form in the bottom-left corner. You can also visit this link for further information about protecting your finances.
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Remember to Regularly Review Your Account Beneficiaries

It makes good financial sense to routinely check & update your America First beneficiaries. You designate who will receive your resources and it’s important to ensure your payable-on-death and individual retirement account (IRA) information is correct. Many life changes can affect who you want to benefit from your accounts. If you’re newly married, had a child, been divorced or experienced the loss of immediate family member, it’s important to review these individuals. Payable-on-death designees have rights to funds after all account owners and joint owners have passed. For IRAs, both primary and contingent beneficiaries may be added with corresponding percentages.…
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Don’t Let a Getaway Give You Unnecessary Financial Stress

For many, summer vacation planning is done according to a reasonable budget. You research flights, accommodations & destinations; you book the lower-priced alternatives; and you weigh the cost against your savings accumulated specifically for this purpose. Then you arrive and financial responsibility goes out the window. You’re soon spending without limits and paying no heed to the costs of extras & incidentals. Before you embark this year, here are some tips to consider: Have a goal. Do you want a full two weeks away in another part of the country or would a long weekend at a state park give you…
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Security Update: Take Steps to Guard Against Identity Theft

Check yourself Keep tabs on your credit rating at least once a month. With online banking from America First, you have immediate access to your FICO® Score at no cost. Just take advantage of our checking accounts or low-rate loans. Shred to safety Documents with sensitive & financial data need to be disposed of properly—shredding them is the best way to prevent criminal dumpster diving. We offer free events at which you can shred all your information. Here is a schedule. Trust, verify Whether you’re applying for a new Visa® credit card or you’re using a service that requires your…
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Get Serious about Saving at our Annual Spring Hertz Sales Event

Are you thinking about a new ride? There is no better time to get yourself one than at the annual spring America First & Hertz Car Sales on-site event, May 12 & 13. It’s been part of our history for over 20 years and it's a great opportunity to take advantage of exclusive member discounts and low pricing. Plus, you’ll benefit from America First financing that will deliver: Rates as low as 1.99% APR* A $500 Visa® gift card from Hertz with every purchase No payments for 90 days Fast financing Flexible terms Join us on May 12 from 10…
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