Fall Maintenance for Your Finances
When the seasons change, many of us have a home maintenance checklist that’s important to work through before winter arrives. The same is true for your finances, so here are a few fall to-dos:
Insurance—These months usually present the opportunity to review your employer-sponsored benefits as open enrollment periods occur. Take a look at your health care, life & disability insurance, and related plans & see if your coverage levels need to be raised or lowered according to your changing life circumstances.
Health saving accounts—Review your contributions and determine if it’s a good time to start increasing your deposits. These accounts at America First are a smart way to manage the costs of care throughout the year, providing flexibility & convenient access.
The costs of financing—Gather your loan documents and compare the rates you are paying for your home, autos, RVs and credit cards, with what America First offers. You may find that you can save significantly by refinancing with your credit union.
Budgets—Many equate budgets with diets: refusing to eat what you want yet don’t necessarily need. But the process doesn’t need to be painful. Visit americafirst.com for a host of valuable, easy & and free online budgeting tools that will get your finances in shape well before the new year.
And be sure to stop by your local branch if you have any questions or would like to speak with a representative.