May 25, 2018

Hosting Your Backyard Barbecue on a Budget

Getting friends and family together for a barbecue is a staple of summer. However, trying to feed & entertain large groups can get expensive if you're not careful. Here are some ways to grill up some fun without going broke. Trimming the Bill You don't have to wow guests with fancy Japanese wagyu steaks—simple burgers work just fine. Chicken legs & thighs also have a lot of flavor and are usually less expensive. Additionally, good marinades give cheaper meats tender textures and flavorful character. Even low-priced hot dogs can please a crowd when dressed up with delicious toppings & condiments.…

May 22, 2018

“Give Back” Winners For May 2018

This month we recognize another "Give Back" winner. Also, with wedding season here now is the perfect time to start saving for what you really want. Open a wedding account today and get everything you want on your wedding day!VisitÂ AmericaFirst.comSource

May 18, 2018

Graduation Vacation Education: How to Spend Less on your Senior Trip

If you're wanting to go on a senior trip, but you don't have quite enough money for an exotic all-inclusive resort, here are some ways you can save some cash while still celebrating your graduation. Plan it Out Instead of going wherever the summer wind takes you, make a detailed plan of what you would like to do. This will help you create a budget and determine the most affordable vacation option. Additionally, doing research ahead of time will allow you to compare prices and find the best deals—cutting the cost of travel, food and entertainment. Stay with Family If…

May 11, 2018

More Financial Tips from Moms

Since we enjoyed gathering wisdom imparted by the most important people on earth last year, we decided to do another round. Therefore, in honor of Mother's Day, here is some financial advice & guidance local moms have given or will provide to their kids one day. Renae Watch what you are spending. Don't hamburger-and-French fry your money away. Big spending can happen with lots of little purchases. Know where it's going. Also, save more from each paycheck than you think you need. Some expensive repair or replacement will always come up when you own a home or a car. Aimee…

May 04, 2018

Financial Lessons from Han Solo

Han Solo is one of the most iconic characters to come from the Star Wars universe. And while we certainly don't advocate every action of this famous fictional smuggler, here are some financial lessons we can learn from the captain of the Millennium Falcon. Pay Your Debts When we first meet Han in Star Wars: Episode IV - A New Hope, he's already in trouble. He has a price on his head because he owes a lot of money to the infamous gangster, Jabba the Hutt. Han is constantly looking over his shoulder, worried that one of Jabba's bounty hunters…

May 02, 2018

Volunteers Ensure Value is Delivered to the Members of America First Credit Union

By John B. Lund,Â President & CEO On April 17, America First Credit Union held our 79th Annual Meeting. It is a privilege to be associated with a member-owned cooperative that has endured and thrived for nearly eight decades by assisting families and businesses in achieving financial well-being. Certainly, one reason for this longevity is our unique structure and leadership. We are fortunate to have a volunteer Board of Directors, comprised of individuals who serve without compensation to ensure that we deliver relevant products and services in a convenient, professional manner; that we help simplify your busy lives; and that we…

Apr 27, 2018

What parents need to know about opening a bank account kids

If you think your child is ready to take the next step from their piggy bank, to their own bank account, there are a couple things you need to know. Nicole Cypers from America First Credit Union joined us to explain the process and what parents need to know when opening up an account for their child. The process isnâ€™t much different than what adults go through when they become a member at America First. Nicole explained that their youth savings accounts feature no annual fees or minimum-deposit levels, competitive dividends, flexible terms and free online access. They also provide youth funds cards along…

Apr 27, 2018

Six Powerful Financial Gems

In the Marvel film Avengers: Infinity War, a team of superheroes must try to stop the evil Thanos from finding and collecting the six infinity stones: space, mind, reality, power, time & soul. Each of these gems has a special power that gives the holder certain gifts. And if all the gems are combined on the Infinity Gauntlet, the wearer will be virtually unstoppable. Therefore, in the spirit of comic book lore, here are six financial gems you can wield to gain ultimate power over your money. Space In the comics, the Space stone allows the user to teleport themselves…

Apr 20, 2018

Here’s What to Do If Your Credit Card Is Stolen

If your credit card is stolen, don’t go into a panic. It's normal to feel angry or vulnerable, but keeping a level head and acting quickly will lessen potential financial injury. In fact, America First members have zero fraud liability if you quickly let us know about the situation. Here's what to do if your credit card is missing. See if you can find it First, determine if you’re the victim of theft or you just misplaced your card. Retrace your steps and think of the last place you used it. Log in to your account and look at recent…

Apr 13, 2018

Five Wise Ways to Use Your Tax Refund

If you're expecting a tax refund, it may be tempting to blow it all on hats or a gold-plated gadget, but there is a better use. After all, this isn't a bonus from your company; it's your money that the government borrowed and they're giving it back to you. Using these funds wisely can alleviate stress and increase your sense of well-being. Here are five smart ways to make the most of your refund. Invest This isn't limited to stocks & bonds, although it's not a bad idea to enter the market. Investing in certificate accounts is a safe way…