A Lasting Legacy of Giving

For 21 years, America First has been collecting donations to buy new shoes for economically disadvantaged schoolchildren in Utah and Nevada.

Our Warm The Soles of Kids program has become one of America First’s most enduring traditions — and we’re hoping you’ll ensure it continues.

We’re accepting your contributions that will benefit the less fortunate at all of our locations and via free Online Banking.

Please consider taking part in this annual effort by making a cash contribution to Warm The Soles today. They’re accepted through December 31. Go to americafirst.com, stop by a branch, or return the donation slip available here.

Warm The Soles is a program operated by the America First Charitable Foundation, a Utah-based non-profit organization. Tax ID #87-0511475Your contribution is tax-deductible to the extent allowed by law. 

Members to Elect Board of Directors

In accordance with credit union bylaws, three America First members will be elected to the Board of Directors at the Annual Meeting on April 19, 2016 at the David S. Eccles Conference Center in Ogden, Utah. These non-paying positions are voluntary.

Incumbent directors serving three-year terms are:

• Barney B. Chapman

• Kenlon W. Reeve

• Michael W. Roden

Those interested in applying must meet the following minimum criteria: Credit union membership in good standing; legal age (18 years or older); bondable; free from any conflicts of interest; and available for all Board of Directors, Committee, and other designated meetings, unless excused.

Please submit a letter of application to the Nominations Committee, P.O. Box 9199, Ogden, Utah 84409. This should include your statement of qualification (limited to 150 words).

The application deadline is 5 p.m. on January 11, 2016 at the above address. You will be interviewed between January 12 and January 27, 2016 if you meet the criteria.

Nominations for Board positions by petition are also accepted. Those applying through this method must submit a qualification statement (the word limit is 150) and a petition signed by 500 fellow credit union members. Such applications must be accompanied by a signed certificate from the nominee stating he or she is agreeable to the process and will serve if elected. Applications for nomination by petition must be received by 5 p.m., January 11, 2016 at the address listed previously.

Each applying member receives a copy of the election instructions. Elections will be conducted by ballot at the Annual Meeting. Nominations will not be accepted from the floor.

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America First Credit Union Allows Members To Access FICO Score Via Online Banking

Riverdale, Utah – America First Credit Union now offers members the ability to access a FICO® Score within its Online Banking portal. Dedicated to its mission of helping members develop and maintain financial well-being, the new tool allows a snapshot of a member’s financial position, providing an enhanced understanding of the score and its benefits.

In efforts to continuously offer the latest technologies and advancements for members, the tool builds on the way members interact with the credit union. A FICO® Score allows lenders to gauge credit risk quickly, consistently and objectively assess how likely a member is to m
eet financial obligations, considering what they have borrowed and paid back.

“Knowing your FICO® Score is an important part of achieving a favorable financial position,” said Rich Syme, America First Credit Union Executive Vice President. “This is yet another tool we offer that will help our members choose credit wisely, establish repayment goals and establish overall financial well-being.”

Earlier this month, America First unveiled a newly-launched website, which boasts a modern look and feel, along with updated features, enhanced functionality, security and a responsive design. The Online Banking portal is easily navigable, helping to make financial goals accessible for members and potential members no matter how they choose to access the website – via a personal computer, smartphone or tablet. Read More….

A Truly Special Month for our Household

John Lund, President, America First Credit Union

By John B. Lund, President and Chief Executive Officer

For a number of reasons, November is always a cherished time for me and my family. Not only was my dear wife born during the month, the occurrence happened to take place on Thanksgiving Day. I have heard the story many times: my mother-in-law was sitting down to her holiday dinner when her first daughter decided it was time to come into the world and join the celebration. My future in-laws missed their meal that year, but received something far more precious and lasting. Their daughter and my wife is truly a jewel, not to mention the best grandma in the world.

Besides my wife’s birthday, November holds a special place on the calendar with two distinctive holidays: Veterans’ Day and Thanksgiving.

Veterans’ Day is November 11, honoring those who have served in the U.S. armed forces, protecting & preserving our freedom and our way of life. It was originally called Armistice Day to mark the anniversary of World War I ending; the major hostilities of this horrific conflict were formally halted on the 11th hour of the 11th day of the 11th month in 1918. The observance was changed to Veterans’ Day in 1954. Today, there are approximately 23.2 million U.S. veterans.

Thanksgiving provides us with the opportunity to offer appreciation for the blessings of the harvest and the preceding year. It has historical roots in religious, cultural, and secular traditions. In 1621, the Plymouth colonists and Wampanoag Indians shared an autumn feast that is acknowledged as one of the first Thanksgivings. It wasn’t until 1863 that President Abraham Lincoln proclaimed a national Thanksgiving holiday to be held each November.

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Security Update: Stop & Think when Shopping Online

The busiest shopping time of the year is upon us and many are apt to choose the convenience — as well as time savings & lack of crowds, just to name a couple things — of going online.

To make the most of your experience and protect yourself along the way, here are some tips:

Keep it clean: All the devices you use when you buy via the Internet, including smartphones and tablets, should have up-to-date software for security, operating systems, programs and apps.

When in doubt, throw it out: Links in emails, posts, and unwanted pop-up ads are often how cybercriminals compromise your data. If it looks suspicious, it’s best to hit delete.

Think before buying: Be wary of communications that offer deals too good to be true or those that implore you to act immediately.

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Plan now for your Family’s Future Well-being

Choose America First Financial Solutions to provide your family with:

• Insurance

• Investments

• Retirement planning

• Many other high-quality products & services

Your membership puts the expertise of an investment representative, located at America First Credit Union Financial Solutions, at your service. Please call 1-800-999-3961 or send an email to affsolutions@cusonet.com for a no-cost, no-obligation appointment.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to members.

Take Part in the Tradition of Giving

For 21 years, America First has provided new shoes for economically disadvantaged young students during the holidays.

Warm The Soles of Kids has become one of America First’s most enduring traditions, and we’re hoping you’ll help ensure it continues.

We’re collecting donations at all of our locations and via Online Banking for this effort, benefitting the less fortunate in our communities from northern Utah to southern Nevada.

Visit us here for additional information.

Please consider taking part in this annual program by making a cash contribution to Warm The Soles today — they’re accepted through December 31.

Warm The Soles is operated by the America First Credit Union Charitable Foundation, a Utah-based non-profit. Federal TIN: 87-0511475. Your contribution is tax-deductible to the extent allowed by law.

America First Credit Union’s Sheryl Cox Awarded Prestigious Wingman Award

Riverdale, Utah – America First Credit Union’s Vice President of Governmental Affairs, Sheryl Cox, was awarded the 2015 Wingman Award at the Air Force Ball in the Ogden Conference Center on Saturday, September 19. Cox received the distinguished award from Colonel Ronald E. Jolly of Hill Air Force Base.

Cox solidified herself as a liaison between local businesses and Hill Air Force Base in roles as Honorary Commander for the Ogden Air Logistics Complex and as a 388th Fighter Wing Honorary Commander. She currently serves as chair of the Top of Utah Military Affairs Committee (TOUMAC) where she has increased fundraising to the highest in years, resulting in several base improvements.

A strong military advocate for more than 20 years, Cox has been personally involved in the issues facing Hill Air Force Base and has built a strong reputation of helping Airmen in need. During her tenure, she has secured several thousands of dollars to bolster quality of life for Hill Air Force Base service members.

For additional information, visit www.americafirst.com, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest.

America First Credit Union Deemed a 2015 “Best Credit Union to Work For” by Credit Union Journal

Riverdale, Utah – America First Credit Union, a not-for-profit, member-owned financial institution servicing Utah and Nevada, has been named one of the 2015 Best Credit Unions to Work For. Credit Union Journal partnered with Best Companies Group to identify companies that have excelled in creating quality workplaces for employees.

This survey and awards program is designed to identify, recognize and honor the best credit unions. The list is made up of 45 credit unions. The full Best Credit Unions to Work For list was featured in the September issue of Credit Union Journal and is available online at CUJournal.com.

“It’s an honor for America First to receive this accolade from the Credit Union Journal,” said America First Credit Union Senior Vice President of Human Resources, G. Kent Streuling. “We embody the industry ethos of people helping people and our employees are very much a part of that, as I’ve experienced first-hand with the many programs, outings and experiences offered. We also place great value on continuing education, working to help our employees grow within the credit union.”

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