Apr 01, 2018

Now Is the Best Time to Benefit from America First Home Loans

With interest rates set to rise, now’s the perfect time to build, buy or refinance your home with America First. Competitive options Flexible terms & schedules All your financial solutions under one roof Build—with quick & easy financing, you can create the perfect home at your preferred price. Customized to your needs Discounts for bundling construction/home loans Simple & convenient draw process Buy—when you find your dream home, get hassle-free lending from a financial institution you trust. Perfect for move-in-ready properties Options with no closing costs Step-by-step notifications Refi—enjoy lower monthly payments while freeing up some extra funds. Fixed rates…

Apr 01, 2018

Security: Spring Cleaning

It’s the season to de-clutter, upgrade technologies and streamline security—a spring-cleaning project for your digital life. To follow are some tips for getting it done: Go through your computer & devices, discard old files and empty the recycle bin. Organize your media in labeled folders. Uninstall programs you don’t use to speed things up and bock malware potential. Reinstall your operating system. Back up important data. Update security software, including antivirus, anti-spyware and anti-phishing programs. Set up a firewall—major search engines can tell you how. Sort through your email and toss out messages that aren’t relevant. And finally, visit us…

Mar 29, 2018

Providing the Service & Support for Your Success

When it comes to finding the right merchant services provider, many business owners think the most important factor is low processing rates. However, there are many other aspects that come into play. Here are some critical features to consider. Support Live, immediate support at any hour of the day is essential because you don’t want to wait for an email reply if your terminal goes down. Your provider should be there when you set things up and remain available for troubleshooting down the road. Security It is imperative to protect your business and your customers from data breaches. Make sure…

Mar 27, 2018

“Give Back” Winners For March 2018

Each month, America First recognizes a local hero or organization in the community doing good deeds. Meet March's "Give Back" Winner from The Care Package Project.For more information about becoming a America First member, visit: AmericaFirst.comTo nominate someone for the "Give Back" award, clickÂ hereSource

Mar 23, 2018

Certificate Account Specifics

Savings accounts are good places to deposit your money, especially if you're with a financial institution that offers competitive dividends. But if you want to take your savings to the next level, consider opening a certificate. These accounts reward long-term planning, and they're one of the easiest & safest investments you can make. How does it work? Certificates are virtually risk free. Funds are insured by the federal government and is held in a similar manner as savings accounts. They are time deposits, meaning you will earn fixed dividends for a pre-determined amount of time, ranging from a couple months…

Mar 22, 2018

The financial steps to take to start your business

Nicole Cypers from America First Credit Union answers another viewer question about finances today. "If Iâ€™m starting my own business, are there steps I need to take financially to get ready?"First, congratulations on starting your own business. Itâ€™s certainly an exciting time and, although it can also be stressful, it doesnâ€™t have to be.First, I would recommend exploring your options for funding your business. Itâ€™s common that a new business may need financial support. Sometimes that can be accomplished by borrowing from friends and family or finding investors but a safe and secure option is to explore options for business loans with…

Mar 16, 2018

Raising the Roof—Increasing Your Credit Limit

A credit card is like a chain saw—if used correctly, it can be a great tool. But if it's mishandled, the results can be disastrous. Increasing your limit is a helpful way to gain more spending power, but it must be done responsibly to gain the benefits. Why should I increase it? If you're a responsible cardholder who regularly pays the entire balance every month, yet still find yourself repeatedly maxing out your card, you may have outgrown your credit line. Increased expenses, after all, are common as people get older, marry & have children. Raising your limit gives you…

Mar 09, 2018

Birthday Freebies—Celebrate with Deals Just for You

Eating out on your birthday doesn't have to cost a lot of money. Many restaurants offer free food or drinks when you sign up for their lists or loyalty clubs, and all it costs is getting some emails. You can even create folders specifically for these deals so the marketing messages don't overwhelm your primary account. And you don't have to visit all of these places in one day, either—that would be deliciously impractical. Most discounts won't expire for a week or two and some are good for your entire birth month. These birthday offerings are subject to change, though,…

Mar 08, 2018

America First Credit Union Holds Free “Shred-Your-Stuff Saturday” this weekend Shred Day held at multiple branches in Nevada, Utah Saturday, March 10

FOR IMMEDIATE RELEASE: America First Credit Union Holds Free “Shred-Your-Stuff Saturday” this weekend Shred Day held at multiple branches in Nevada, Utah Saturday, March 10 America First Credit Union – (Thursday, March 8, 2018) – Dedicated to providing services that enhance security and support financial well-being for its members, America First Credit Union will hold a free shred day this Saturday, March 10, from 9 a.m. to noon, or until the truck is full. Patrons may bring financial documents and personal information for shredding at no cost to any one of the following branch locations: Las Vegas Craig Road Branch 1225…

Mar 02, 2018

Security Update: It’s Time to Do Some Digital Spring Cleaning

To keep your electronic life secure, use the following tips to remove clutter, upgrade technology—basically, do a digital spring cleaning. Here are 10 simple chores. Get rid of excess files and items. Organize your media in labeled files. Remove unnecessary icons from the desktop. Uninstall programs that aren’t ever utilized. Install antivirus, antispyware, antiphishing and firewall software. Create strong & unique passwords (having different characters/numbers, lowercase/uppercase letters). Back up important data. Perform operating system updates. Defragment your hard drive. Double-check your smartphone and remove unneeded apps. And be sure to visit us here to learn how your credit union is…