Person giving speech at podium

Members Exercise their Democratic Credit Union Privileges

John Lund, President, America First Credit Union

By John B. Lund, President and Chief Executive Officer

For 77 years, America First members have voted to elect a volunteer Board of Directors to provide strategic and philosophical guidance that ensures our credit union’s safety, soundness, and ongoing ability to deliver financial value.

This democratic exercise takes place at our annual meeting, which was held April 19, 2016 in Ogden, Utah. Joining us were local officials, credit union & industry representatives, and community stakeholders.

Lyle Adams, Chair of the Board Elections Committee, oversaw the balloting, during which America First Directors Barney Chapman, Kenlon Reeve, and Michael Roden were elected to serve three-year terms.

The Board subsequently chose their leadership, with James Wendler taking the role of Chairman, Linda Carver being named Vice Chair, and Mr. Reeve filling the position of Secretary.

Our Board members give tremendously of their time and talents, serving without compensation, to benefit the organization. They are truly dedicated to improving the economic health of each and every member we are fortunate to have.

I would also like to express my gratitude to our volunteers on the Loan Review and Supervisory Committees. The Loan Review Committee meets with members who were initially denied financing. They work to resolve adverse credit situations and find solutions to challenges. The Supervisory Committee works with internal and external examiners to provide fiscal & regulatory review.

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Keyboard

Security Update: Getting in Cyber Shape

Now is a great time to get your cyber security in top shape. And we have a quick and easy workout to help protect you against these constant threats.

· Create complicated passwords using numeral-letter combinations, as well as special characters for each of the social media platforms you use. Having one uniform code is an open invitation to criminals.

· Don’t leave your passwords short and related to your personal information, such as your pet’s name, birthdays, etc. People seeking to defraud you commonly use search engines to discover all kinds of things about you.

· Remember to change your passwords routinely, at least once a year. It may take a little of your time, but not becoming a victim of identity theft is worth it.

· Tighten the security settings on all of your programs. Most channels occasionally change their privacy options or add options without letting you know.

· And be sure to visit us here to see how we’re working to safeguard your resources.

77th annual meeting

America First Credit Union Holds 77th Annual Meeting, Elects New Board Members

Riverdale, Utah –  America First Credit Union held its 77th Annual Meeting on Tuesday, April 19, 2016. On the agenda was a board election and voting for new credit union board officers. Members voted to retain 3 current board members.  Board incumbents Barney Chapman, Kenlon Reeve and Michael Roden were retained by the voting membership. James Wendler will continue to serve as Board Chair, with Linda Carver as Vice Chair and Kenlon Reeve as Secretary.

Held in April of each year, the purpose of the Annual Meeting is to share the financial state of the credit union and give members the opportunity to determine the course of action by electing fellow members to serve on the Board of Directors. The dedicated and qualified individuals share their time, talents and efforts without compensation, making them part of the unique cooperative, not-for-profit structure. Incumbents were elected to the Board based on absentee ballots and votes from those in attendance joining fellow Board members as the credit union’s guiding voice.

The annual event was once again streamed live via the credit union’s Twitter account for added engagement and conversations online. Giveaways were held via Twitter to award those tuning in that were unable to make the meeting in person.

For more information, visit www.americafirst.com, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest.

Helping to feed thousands of kids who need it the most, Hayden Seeley earns High 5 Award

High 5 - Helping Feed Thousands

Nomination letter sent in by Joni Clark:

Hayden Seeley is the Director of Food Services for Salt Lake Community Action Program (SLCAP) and Head Start. In just under one year, he has helped to merge SLCAP and Head Start into one agency and single handedly run a fully functioning kitchen that serves over 4,000 hot, fresh and nutritious meals to 32 different Head Start locations across Salt Lake and Tooele County. Hayden is extremely dedicated and loves his work with low-income children and their families.

He is deeply concerned about how our children in our community are being fed, what they are eating and how that impacts their education, growth and learning. Hayden also oversees five food pantries across the valley which each serve nearly 400 individuals per day and about six million pounds of food each year to our community.

During the summer months when school is not in session, Hayden also runs the Summer Food Service Program at five locations across the valley. This program feeds children under eighteen free of charge for both lunch and dinner and their parents at a small cost. This ensures that the children are still getting a healthy and nutritious meal even when school is not in session. Overall, Hayden is extremely dedicated to our community and ensuring that our children are being well fed and taken care of each day. He has such a passion and commitment to his job and his community that is extremely commendable. He deserves to be recognized for his selflessness that he gives to others.

This Segment is Sponsored By: America First Credit Union

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New branch location

America First Welcomes St. George Residents with Opening of Washington Fields Lin’s Branch

-New grocery store location is sixth branch serving Washington County-

Riverdale, UT –  America First Credit Union expands on its presence  in the St. George area with the opening of its newest location at 2928 E Mall Drive on Saturday, March 19. Located inside Lin’s Fresh Market, the branch is the second to open in St. George thus far in 2016, marking six branches in Washington County, with a total of 116 locations for the credit union servicing members throughout Utah and Southern Nevada.

Missy Shoell will serve as branch manager of the new Washington Fields Lin’s location. Shoell began her career with America First in 2006 in the American Fork area, where she quickly progressed into a leadership role and held several positions at multiple branches, mostly in Utah County. In 2012, Shoell made the move to the St. George area as a loan officer, where she later became the assistant manager of the St. George branch. Since July 2015, Shoell has served as the service center manager of the Hurricane Walmart Branch. She is currently working on obtaining a degree in Business Management through Brigham Young University Idaho.

A grand opening celebration will be held the week of March 21 – 26. The Washington Fields Lin’s branch is located at 2928 E Mall Drive St, George, Utah 84790. Branch hours are Monday – Saturday 9 a.m. to 7 p.m.

For more information, visit www.americafirst.com, America First Credit Union on Facebook, Twitter, @AmericaFirst on Instagram and Pinterest.

Padlock on top of an emv chip

Security Update: Be on Guard against Fraud

As the April tax deadline approaches, it can definitely be a stressful time of year. And the proliferation of criminals looking to rob you of your resources only adds to the anxiety.

Below are some tips to help you avoid malware and phishing attacks and put your mind more at ease.

• The Internal Revenue Service (IRS) will never send you an email. You can stop these threats right there. If you receive a communication purporting to be from the IRS, delete it immediately.

• Don’t click on links or open attachments inside unsolicited messages. This is always a security best practice.

• Never file your taxes or conduct any sensitive transaction over public Wi-Fi networks. These sharing services can expose your data to potential interception.

• Use strong passwords.

• If it sounds too good to be true, it is.

• And be sure to visit us here to see how we’re working to protect your information and your hard-earned money.