Service Excellence Delivers Long-Term Benefits to America First Members

By John B. Lund, President and Chief Executive Officer Dear valued members, I feel fortunate and humbled to be a part of such an outstanding organization and I am pleased to report that 2017 was a period of significant accomplishment. Our credit union is strong, stable, and well-positioned for a bright future. We will work diligently to continue earning your trust and support. Additionally, I am honored to report that Money Magazine recognized America First as Utah’s best financial institution; the following principles illustrate just four of the reasons why: Value: We endeavor to provide relevant products and services in a…
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Avoiding Tax Season Tricks

The middle of April might feel as though it’s ages away, but the tax deadline will soon be upon us—and so will the online scams. According to the Federal Trade Commission, the country experienced a 50% hike in reported identity theft crimes since 2015, including those related to someone filing a false tax return in a stolen name. To follow are some timely tips to prevent fraud during the coming months and throughout the year: Officials recommend doing your taxes as soon as possible. The Internal Revenue Service only accepts one return per Social Security number. If yours is in…
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Better Money Management

Many of us resolve to practice better money-management when a new year gets under way, but by maximizing your membership in America First, you can truly reach those goals. We offer several free, state-of-the-art services to monitor, track & control your funds, such as: Money Manager—easy, intelligent online budgeting FICO® Scores—check your credit any time with free online banking Account alerts—stay informed about balances, transactions, deposits and loan payments Card Guard®—set transaction limits, approve merchants & turn your America First Visa® cards on and off Click here to learn how these and other premier tools can enhance your financial health.
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Guest Commentary: All Indicators are Positive for Continued Economic Growth

By Glen Olpin, Senior Vice President—Chief Economist February of 2018 marks the 104th straight month of national economic recovery. This period of economic improvement may be the longest, yet weakest on record, but there are no signs of a slowdown on the horizon. Utah and neighboring Intermountain West states are experiencing stronger overall growth than the national average. Nationwide strength in economic growth as measured by gross domestic product (GDP) was recently reported for 2017; we expect continued strength throughout this year. Businesses have acted cautiously during the latest cycle of an improving economy; however, recent measures assessing the commercial sector…
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Get Some Additional Cash Back and Get the Perks You Deserve

For a limited time, when you transfer balances from other institutions to Visa® from America First, we'll pay you 3% of that amount! And you’ll get: Additional cash back with free ABC Deals™ Free Card Guard® mobile security & fraud protection Free identity theft recovery services Much more Plus, our cards always deliver: Unlimited 1.5% cash back on every purchase Exclusive deals & discounts Free Picture Perfect™ customization Apply today. Eligibility & conditions apply.  
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Keeping your IRA Options Open

We provide the perfect product if you'd rather pay taxes on your retirement fund immediately. America First offers: Roth IRA accumulators Roth IRA certificates Roth dedicated savings accounts Open yours today & maximize the earnings.
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Products that Can Provide for Your Complete Economic Well-Being

America First Financial Solutions offers products to help you achieve your personal objectives, including: Saving for a home Providing resources for your family’s education Planning a comfortable retirement Maximizing your IRA And more Make a personal appointment today. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CFS. The credit union…
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Resolve to Stay Safe Online

Although protecting yourself against scams and identity theft is a never-ending proposition, the new year brings an opportunity to place a renewed emphasis on cybersecurity. To follow are some tips that can help: Check in for free at annualcreditreport.com and look for any suspicious activity. If you detect something, call us at 1-800-999-3961 or send an email to fraud@americafirst.com. And be sure to file a complaint with the Federal Trade Commission. Consistently check your accounts with free online & mobile banking. Don’t respond to phishing emails or telephone scams that seek your account & PIN or other financial information. Get…
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Our Promise is to Strive for Continued Excellence in Financial Services

Our Promise is to Strive for Continued Excellence in Financial Services

By John B. Lund, President and Chief Executive Officer As a new year begins, it’s an appropriate time to reflect on the organization’s accomplishments during the previous months, as well as set goals and objectives for those to come. I made a list of personal benchmarks for myself and, so far, I’ve been reluctant to ask my wife what she thinks that checklist should really contain! Your credit union performed very well in 2017. Several milestones were achieved, including the attainment of over $9 billion in total assets and more than 900,000 members. America First is the 11th largest credit union…
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Enjoy Some Financial Relief & Lend a Helping Hand to the Less Fortunate

Everyone knows it’s better to give than receive. But as a member of America First, you can do both! Skipping a loan payment* is only $25 & when you take advantage of this option during the holidays, we’ll contribute $5 to the America First Charitable Foundation that assists the less-fortunate. Then you’ll be free to go shopping, get caught up on your bills—anything you see fit. Plus, you'll be helping someone in need. To see if you qualify, log in to free online banking. *Terms and conditions apply. Not all loans are eligible. Ineligible loans include long-term mortgages, lines of credit…
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