What Are Your Most Cherished Childhood Holiday Memories?

What Are Your Most Cherished Childhood Holiday Memories?

By John B. Lund, President & Chief Executive Officer Every January, the entire America First management team gets together to kick off a new year, discuss our strategic plan and budget priorities, and generate enthusiasm for achieving future goals. I was addressing the group a couple of years ago at this event and, as an experiment, I asked for three volunteers to come forward. My request was quite simple, but came it as a bit of a surprise. I asked each to share his or her fondest or most cherished childhood memory from Christmas or the holidays. None mentioned a bicycle,…
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Remember the Meaning ‘Mail Call’ Has for our Veterans this Holiday Season

By John B. Lund, President & CEO In November, we celebrate two national holidays, Veterans’ Day and Thanksgiving. As citizens of this country, there is much for which we are rightly grateful, not the least being our veterans, who served and sacrificed to preserve our freedoms, lessen tyranny & oppression all over the world, and provide hope to millions. We at America First Credit Union recently had the opportunity & privilege to support and take part in an effort that benefits World War II veterans. The Honor Flight Network is a non-profit organization created solely to recognize veterans for their immeasurable…
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Security Update: Safety for the Season

Protecting yourself online is important to maintain financial health, no matter where we are on the calendar. But as we look toward the holidays, it’s a good idea to be aware of & avoid these pitfalls. Malicious messages: Emails from family and friends invite recipients to click on cards, videos, and animations. While some are harmless, cybercriminals can imbed viruses and spyware—open all attachments and URLs with care. Phishing with friends: Many on social media will use the upcoming downtime to network. Unfortunately, these sites are often where phishing attacks take place. Think twice about adding those you don’t really know and…
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Save Some Cash & Do Some Good

Everyone knows it’s better to give than receive, but as a member of America First, you can do both! Apply to skip a loan payment* for only $25 and, when you take advantage of this option during the holidays, we’ll contribute $5 to the America First Charitable Foundation, assisting the less-fortunate. Then you’ll be free to go shopping, get caught up on your bills—anything you see fit. Plus, you'll be helping someone in need. To see if you qualify, log in here, then click the Other Services tab. *Terms and conditions apply. Not all loans are eligible. The America First…
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Assistance in Achieving Financial Health

America First Financial Solutions, provided through CUSO Financial Services, LP (CFS*), makes available a variety of products that complement those offered by the credit union. Dedicated CFS advisors work with you to develop an economic roadmap that includes: 401k and thrift savings rollovers Life insurance & long-term care Higher education planning Retirement planning Call 1-800-999-3961 for a no-cost, no-obligation appointment or send your request to affsolutions@cusonet.com. *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured,…
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Fall Maintenance for Your Finances

When the seasons change, many of us have a home maintenance checklist that’s important to work through before winter arrives. The same is true for your finances, so here are a few fall to-dos: Insurance—These months usually present the opportunity to review your employer-sponsored benefits as open enrollment periods occur. Take a look at your health care, life & disability insurance, and related plans & see if your coverage levels need to be raised or lowered according to your changing life circumstances.  Health saving accounts—Review your contributions and determine if it’s a good time to start increasing your deposits. These…
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Make the Most of Your Resources

With quick & easy home equity loans from America First, you’ll have the resources ready to tackle that much-needed remodeling project. Plus, you’ll benefit from: Low rates Flexible terms Interest-only & fixed-rate options Quick access when you need it Potential tax advantages And more Apply today.
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Breaches & Identity Theft Are All Too Common—But We’re Here to Help You

By John B. Lund, President and Chief Executive Officer Unfortunately, the news of data compromises occurring at merchants, large companies and most recently at Equifax, one of the three major credit-reporting agencies, is increasingly prevalent. Considering the Equifax incident involved nearly half the U.S. population—143 million residents—the chances of any given individual being affected are reasonably high. You can find out if this breach has impacted you at equifax.com. If your information is involved, there are steps you can and should take to protect your identity: If you have an account with Equifax, change the password immediately. Be sure the new…
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Enhance Your Community and Assist Our Less Fortunate Friends & Neighbors

There are many in our community who go hungry every day or who don’t know where they will get their next meals. Thankfully, your generosity always comes through to combat this unfortunate trend. Please join America First to ensure the Greater Good food drive is a successful fall tradition. We’ll be accepting canned & non-perishable food items–as well as other necessities, such as toothbrushes, diapers and soap—at all locations through Saturday, October 21. You’ll be entered* in a drawing for an Apple Watch for each contribution you offer, plus you’ll be making a difference in the lives of those who…
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Believe

By John B. Lund, President & Chief Executive Officer It’s September. The kids are back in classes, days are getting a bit shorter, and the harvest is on. We’re entering a wonderful time of year and I hope you’re enjoying it. Each year, our management team establishes an internal theme we use as a principle focus and rallying cry for leadership and training meetings. Throughout 2017, our spotlight has been on Believe. This is a powerful concept, because we are guided and shaped by our beliefs, forming the foundation for the way we think, what we do, and how we live.…
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