America First Financial Solutions can help you reach your money-management goals, including:
Schedule a no-cost consultation today.
With a quick & easy home equity loan from America First, you’ll have the resources ready to tackle that much-needed remodeling project.
Plus, you’ll benefit from low rates, the best in quality member service, and more.
Apply today.
The popularity of online shopping unfortunately brings an increase in cybercriminals targeting unwary consumers.
When you make purchases via the Internet, you’ll need to take a few precautions:
And for updates regarding how America First is continually working to help guard your resources, visit us here.
Creating a new product or service is exciting. And one of the primary reasons for this is that you’re eager to produce sales and get it on the market. So getting trademark protection certainly makes, but watch out for mailings & information that looks official but is really just a scam to get your money.
The U.S. Patent and Trademark Office and Federal Trade Commission are alerting consumers that there are companies pretending to be these government agencies or their partners—and they’re tricking people into paying them fees.
Such enterprises send patent & trademark holders solicitations that offer to do things like renew registrations, provide monitoring services, record marks with government agencies, or list them on a private registry. In almost all cases, what’s offered is overpriced, unnecessary, or outright fraud.
The names and emblems these imposters use on their forms help them seem like they’re connected with the U.S. government. Some have paid them hundreds or even thousands, mistakenly thinking they were responsible for legitimate registration & maintenance costs.
Read any notice about your patent or trademark carefully. Official mail comes from the United States Patent & Trademark Office in Alexandria, Virginia. If you get an authentic email, the domain will be @uspto.gov. And if you’ve experienced this or other scams, file a report here.
If you’re heading abroad, whether it’s for business or it’s finally time for that dream vacation, we provide foreign currency exchange services to help you make the most of your journey.
America First offers low fees, competitive rates, overnight delivery & more. Some details are:
It’s available at select branches—click here to find one near you.
The RV you’ve always dreamed of owning can become a reality with a low-rate loan from America First.
We offer:
Choose your credit union for the freedom to finance your getaways.
Apply today.
By Rex Rollo, Executive Vice President/Chief Financial Officer
I recently had the pleasure of appearing on a KSL Newsradio program to provide commentary regarding our financial environment and how it affects us. We discussed an article in a major publication that indicated the average American had increased his or her checking account balance by $2,000 over the last few years.
The host asked if I thought this was an indication of consumers across the country improving their financial health, and if the same were true for America First members. Although I could only speak in general terms about conditions nationally, I did verify that our membership has been taking steps to enhance their finances. Not only are checking account balances rising, we have also seen double-digit growth in a variety of our savings vehicles.
The America First mission statement relates that we are committed to providing superior services to the members/owners and that our chief concern is their financial well-being. Therefore, we work to ensure the financial health of our members because it guarantees the well-being of the credit union.
Through the first six months of 2017, there have been clear indications of our health and strength, including members and loans both demonstrating gains in the double digits. Our ever-increasing membership—now totaling more than 891,000—generates the necessary resources to provide services and deliver them in the manner members choose. Whether it’s through our expanding branch network, call centers, or free online & mobile banking, your credit union is always there to assist, how and when it’s most convenient for you. Additionally, our dedication to innovation and technology allows us to complete millions of transactions without compromising the security of your information.
I am happy to report that the financial health of America First is strong and continues to improve. Our assets have reached $8.9 billion—over a billion more than we held at the same time last year. Reserves are at their highest levels in years. More and more members are enjoying 24/7 access to their accounts and information via our mobile app. But the most important measurement I am proud to provide is the advancement in the financial health of our members. After all, you are the true capital of America First Credit Union.
It’s that time again: family vacations, day excursions, maybe even the trip you’ve been planning for years. And there’s no better way to pay for these opportunities than with your America First Visa® cards.
But before you leave, please inform us so we can safeguard your resources.
Call 1-800-999-3961 or log in to free online banking. Use the Other Services tab and look for the Visa traveling form in the bottom-left corner.
You can also visit this link for further information about protecting your finances.
It makes good financial sense to routinely check & update your America First beneficiaries. You designate who will receive your resources and it’s important to ensure your payable-on-death and individual retirement account (IRA) information is correct.
Many life changes can affect who you want to benefit from your accounts. If you’re newly married, had a child, been divorced or experienced the loss of immediate family member, it’s important to review these individuals.
Payable-on-death designees have rights to funds after all account owners and joint owners have passed. For IRAs, both primary and contingent beneficiaries may be added with corresponding percentages.
For help with beneficiary designations or if you have questions, please contact us or stop by your local branch.
By John B. Lund, President and Chief Executive Officer
I’m extremely fortunate to live in a small, rural mountain town where the air is clean, the scenery is beautiful, and the people are friendly, hard-working & service-oriented. Lovely patriotic scenes are painted on the sides of two local barns, illustrating pride of country and patriotism.
The community is also known for our annual Independence Day celebration held in and around the park. A flag-raising ceremony marks the sunrise, followed by 5K and 10K races, a delicious freshly cooked breakfast, and a parade around the town square. There are games for the kids, local works of art, crafts, a patriotic program, music, and lots of food is available throughout the day. Our Fourth of July culminates with a fantastic display of fireworks.
This year, my wife was asked to help with the planning and coordination of the parade. It is a real down-home event, featuring children on bicycles, family-decorated floats, marching school bands & cheer squads, vintage tractors and cars, American Legionnaires, horses, fire engines, police vehicles, candy tossed to the kids, and a local citizen being honored as grand marshal.
The parade theme for 2017 is United We Stand—three simple but powerful words. United means acting in harmony as a single unit. We is descriptive of a collective group. To me, Stand denotes life, accomplishment, being steadfast, integrity, and purpose. Individuals are different in many ways, but working together, we become much more powerful and better off as families, neighbors, communities, and as a nation.
I am so grateful for those who continue to stand united in preserving our freedoms, opportunity, peace, and security. To honor this great nation and our servicemen and servicewomen each summer is most certainly appropriate.
America First Credit Union was founded in 1939 by a group of 59 pioneering individuals who also stood united to improve the economic well-being of one another. Since those humble beginnings, generations of individuals, families, and businesses have benefited from superior financial services, better rates on loans & deposits, premier technology, many free or low-cost services, tremendous convenience, and a sense of belonging.
On behalf of the dedicated volunteers and staff of America First, I thank you for your membership, loyalty, and allowing us to serve your complete financial needs. We look forward to a lifelong relationship.
