Jul 01, 2017

Don’t Let a Getaway Give You Unnecessary Financial Stress

For many, summer vacation planning is done according to a reasonable budget. You research flights, accommodations & destinations; you book the lower-priced alternatives; and you weigh the cost against your savings accumulated specifically for this purpose. Then you arrive and financial responsibility goes out the window. You’re soon spending without limits and paying no heed to the costs of extras & incidentals. Before you embark this year, here are some tips to consider: Have a goal. Do you want a full two weeks away in another part of the country or would a long weekend at a state park give you…
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Jun 01, 2017

Home Equity Loans are Quick and Easy at America First

Get the money you need to take your dream vacation, complete a remodeling project, pay for surprise expenses, or accomplish anything else you want. With home equity term loans, you’ll benefit from: Fixed rates & payments Interest that may be tax-deductible Flexible financing options Or choose our lines of credit: Perfect for spur-of-the-moment experiences Quick access to money when you need it Only pay on the funds you use Apply here.
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Jun 01, 2017
Security Update: Don’t Let your Virtual Guard Down this Summer

Security Update: Don’t Let your Virtual Guard Down this Summer

Although many of us are more carefree and active during the summer season, we’re still constantly online. And every Internet connection your make—whether you’re shopping for some camping gear or using social media to connect with friends on the weekend, you’re vulnerable to cyberattacks. Follow these tips to help avoid problems:  Create smart, strong passwords. Incorporate capital letters, numbers & symbols in your phrase that should be more than six characters long, such as: Go1dM!n3. Email wisely. Be careful about what you provide in these messages. Never send your credit card information, Social Security number, or other private data via email.…
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Jun 01, 2017
Cherish Great People, Great Times and Great Memories

Cherish Great People, Great Times and Great Memories

By John B. Lund, President & Chief Executive Officer It’s hard to believe 2017 is nearly halfway over. The year has brought some wonderful occurrences and I have much for which I am grateful. I also experienced significant sadness and heartache. Both my brother and my youngest sister passed away unexpectedly within a month of each other. During Memorial Day weekend, I visited their graves and those of other loved ones. While doing so, I paused with appreciation to think of the good times, lessons learned, and recollections that will last forever. Our extended family has vacationed on a houseboat at…
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May 02, 2017
America First Members Gather to Elect Volunteer Leadership

America First Members Gather to Elect Volunteer Leadership

By John B. Lund, President and Chief Executive Officer Each spring, America First members gather to elect a volunteer Board of Directors to lead our credit union, renew our bond, and honor our legacy as a not-for-profit cooperative. The Board provides us with strategic guidance, ensuring our ongoing safety, soundness, and ability to deliver relevant financial value. The process takes place at the annual meeting, which this year was held on April 18, 2017 in Ogden, Utah. Joining us were local officials, as well as credit union & industry representatives. Kenlon W. Reeve, acting Chair of the Board Election Nominations Committee,…
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May 01, 2017

Security Update: Take Steps to Guard Against Identity Theft

Check yourself Keep tabs on your credit rating at least once a month. With online banking from America First, you have immediate access to your FICO® Score at no cost. Just take advantage of our checking accounts or low-rate loans. Shred to safety Documents with sensitive & financial data need to be disposed of properly—shredding them is the best way to prevent criminal dumpster diving. We offer free events at which you can shred all your information. Here is a schedule. Trust, verify Whether you’re applying for a new Visa® credit card or you’re using a service that requires your…
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May 01, 2017

Get Serious about Saving at our Annual Spring Hertz Sales Event

Are you thinking about a new ride? There is no better time to get yourself one than at the annual spring America First & Hertz Car Sales on-site event, May 12 & 13. It’s been part of our history for over 20 years and it's a great opportunity to take advantage of exclusive member discounts and low pricing. Plus, you’ll benefit from America First financing that will deliver: Rates as low as 1.99% APR* A $500 Visa® gift card from Hertz with every purchase No payments for 90 days Fast financing Flexible terms Join us on May 12 from 10…
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Apr 30, 2017

Security Update: Protecting your Resources is our First Priority

At America First Credit Union, protecting the membership’s finances & information is our highest priority. We offer the best in free security features, including: High-grade network traffic encryption Chip-enabled EMV Visa® cards Two-factor authentication Advanced fraud detection systems Card Guard® mobile app Identity theft recovery services with our credit cards And more Another essential tool we provide is education. Below are some are beneficial sites where you can learn about the latest frauds, scams, and what to do if you ever become a victim. Review these regularly to guard against cyberattacks that affect millions every year: Federal Trade Commission U.S.…
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