Security

Security Update: Let Us Know, Before You Go

It’s that time of year: family vacations, weekend excursions, maybe even the trip of a lifetime to Europe or Asia.

And there’s no better way to pay for these opportunities than with your America First Visa® credit and debit cards.

But before you leave, it’s important that you inform us you’re going to be traveling. Please call 1-800-999-3961 and we’ll take steps to ensure your security. Then you can simply relax and enjoy your journey!

Also, you can visit us here for further information about how we’re working to protect your accounts and information.

Security Update: Getting in Cyber Shape

Now is a great time to get your cyber security in top shape. And we have a quick and easy workout to help protect you against these constant threats.

· Create complicated passwords using numeral-letter combinations, as well as special characters for each of the social media platforms you use. Having one uniform code is an open invitation to criminals.

· Don’t leave your passwords short and related to your personal information, such as your pet’s name, birthdays, etc. People seeking to defraud you commonly use search engines to discover all kinds of things about you.

· Remember to change your passwords routinely, at least once a year. It may take a little of your time, but not becoming a victim of identity theft is worth it.

· Tighten the security settings on all of your programs. Most channels occasionally change their privacy options or add options without letting you know.

· And be sure to visit us here to see how we’re working to safeguard your resources.

Security Update: Be on Guard against Fraud

As the April tax deadline approaches, it can definitely be a stressful time of year. And the proliferation of criminals looking to rob you of your resources only adds to the anxiety.

Below are some tips to help you avoid malware and phishing attacks and put your mind more at ease.

• The Internal Revenue Service (IRS) will never send you an email. You can stop these threats right there. If you receive a communication purporting to be from the IRS, delete it immediately.

• Don’t click on links or open attachments inside unsolicited messages. This is always a security best practice.

• Never file your taxes or conduct any sensitive transaction over public Wi-Fi networks. These sharing services can expose your data to potential interception.

• Use strong passwords.

• If it sounds too good to be true, it is.

• And be sure to visit us here to see how we’re working to protect your information and your hard-earned money.

Security Update: Protecting yourself from Tax Time Scams

As tax season shifts into high gear, many criminals are also stepping up their efforts to rob you of your resources. These schemes & scams seek access to your information for fraudulent purposes. Additionally, people can seek to falsely collect amounts you might owe to the Internal Revenue Service (IRS) and pursue other tactics, such as:

· Citing IRS form 1099 as proof that individuals can access secret accounts the federal government maintains for every U.S. citizen

· Using false tax-preparing Web sites to secure filers’ personal data

· Pretending to be IRS agents with a phony badge number and name, telling individuals they owe the IRS money and must pay with a pre-loaded debit card or face charges

There are, however, steps you can take to protect yourself:

•Anyone who purports to be from the IRS and asks for your Social Security Number should be dismissed. The agency will only communicate with you through the mail on official letterhead. If you get one of these calls, hang up. If you see one of these emails, delete it

•Avoid phishing attempts, especially this time of year. Never reply to emails, texts or pop-up messages asking for your personal, tax, or financial information. Legitimate businesses don’t ask you for this through unsecured channels

•Never click on links when you don’t know and can’t verify the source.

•Be wary of doing your taxes online or conducting financial transactions over public Wi-Fi hotspots. These networks are often vulnerable to hacking

•And please visit us here to see how we’re working to safeguard your resources.

Security Update: Resolve to Protect yourself Electronically

National experts estimate that only eight percent of us kept our annual resolutions last year. However, there is one goal you can successfully achieve in 2016 and beyond — having a safe online presence.

Here are two simple & reliable steps you can take for higher virtual confidence:

Public Wi-Fi is indeed Public — Free public Wi-Fi is often where fraud perpetrators can pounce on your personal data once you connect to an open server. These networks aren’t secure, which means that anyone could potentially see what you are doing on your device. Vow to limit your activities on public Wi-Fi and avoid logging in to key sites.

Chores for your Digital Home — Almost 70 percent of American households have between one and five devices connected to the Internet — with 30 percent owning six or more. This certainly justifies simple but necessary routine maintenance. From updating software, to backing up valuable family photos and important documents, to keeping your machines clean and running efficiently, you can help ensure your family is safe.

And be sure to visit us here for additional information regarding how we’re providing you with enhanced security.

Security Update: Be Careful Online during the Holidays

The U.S. Department of Homeland Security is reminding consumers to remain vigilant when browsing or shopping online this time of year.

Officials note that the season presents numerous opportunities for criminals to commit fraud.

Some examples are electronic Christmas cards from unknown senders containing malicious software; fake ads or shipping notifications delivering viruses; and spoofed emails and posts on social networking sites requesting support for phony causes.

To avoid security lapses, please consider the following actions:

• Avoid following unsolicited links or attachments from sources with which you’re not familiar.

• Visit the Federal Trade Commission’s site for scam alerts.

• Assess your passwords and consider making them stronger; never create a single phrase for more than one site.

• Always use common sense when downloading games, file-sharing tools, streaming clients, and other third-party apps.

For more information and additional updates regarding how your credit union is working to protect your resources, please click here.

Security Update: Stop & Think when Shopping Online

The busiest shopping time of the year is upon us and many are apt to choose the convenience — as well as time savings & lack of crowds, just to name a couple things — of going online.

To make the most of your experience and protect yourself along the way, here are some tips:

Keep it clean: All the devices you use when you buy via the Internet, including smartphones and tablets, should have up-to-date software for security, operating systems, programs and apps.

When in doubt, throw it out: Links in emails, posts, and unwanted pop-up ads are often how cybercriminals compromise your data. If it looks suspicious, it’s best to hit delete.

Think before buying: Be wary of communications that offer deals too good to be true or those that implore you to act immediately.

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Security Update: Staying Protected in an Online World

In today’s 24/7 culture, where everything is electronic and moves at lightning speed, it’s essential to stay alert and protect yourself against fraud. Here are some tips that can help:

• Review your credit at least once a year from each of the three national reporting agencies. These are available to you without a cost here.

• Monitor your account activity as often as possible, easily and conveniently, with free Online & Mobile Banking. Check for unauthorized transactions, verify your purchases, and accomplish so much more.

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Security Update: Online Employment Scams are on the Rise

More and more, people are seeking employment online but some may be inadvertently placing themselves at risk of identity theft.

The FBI has investigated scams where criminals are searching job boards for personal information, particularly posted resumés with Social Security numbers and other details.

Here are some tips to help protect yourself:

•Don’t include your identifying data or physical address — simply list an email at which you can be reached.

•Never agree to wire a portion of a check or deposit back to a company representative who tells you this is required to be hired. Most times, the initial check or deposit is fraudulent and will be returned against your account, which means you’ll be liable for the entire amount.

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Security Update: Keeping Kids Safe Online

Summer is in full swing and, although there are lots of outdoor activities going on, it’s also a season when children remain tethered to electronic devices. To follow are a couple of tips for keeping your kids cyber-secure.

• Many youngsters carry smartphones these days, which keep them connected to each other and able to reach their parents in emergencies. It’s wise to be knowledgeable about the apps your kids are using on these phones and make sure they are downloaded from reputable stores, with the proper privacy disclosures and settings.

• Apps sharing locations with friends and family can be useful, but take care with these programs and understand the risks generated by putting any personal information online. That’s especially good advice for young people.
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